Education on Credit Cards
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What is an EMV chip and how does it store your data?
Europay, Mastercard, and Visa (EMV), is a credit card chip used to enhance the security of all cards. Find out how it's used and protects your security.
How are credit card payments applied?
Learn about how your credit card payments are applied to your overall balance and how different APRs could affect your finances.
Pros & cons of getting a credit card in college
In college and unsure if you should get a credit card yet? Learn about the pros and cons of getting credit card a while being in college today.
Can a late payment be removed from my credit report?
Made a late payment? Find out if you can get it removed from your credit report and how to go about doing so. Learn more now so you don't need to worry later.
How does settling credit card debt affect credit score?
Settling credit card debt can be a good way to get out of debt, but it can also have a negative impact on your credit score. Learn how to minimize the impact on your credit.
What is a prepaid credit card?
Discover what a prepaid credit card is and how they work for setting budgets and managing expenses. Learn how prepaid credit cards can affect your credit score.
Do joint credit cards affect both credit scores?
Learn the difference between being an authorized user versus being on a joint account and how your credit score is affected.
What are rewards credit cards & how do they work?
Rewards credit cards can be a great way to earn points to redeem for perks like travel upgrades when it is most convenient for you.
How to establish credit as a college student
Learn why it is important to establish credit as a college student. A healthy mix of credit accounts and making on-time payments can help build your credit.