Education on Credit Cards
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How does tipping on a credit card work?
Tipping on a card makes paying for services more seamless. Understand the key differences between card tips & cash tips so you're prepared for the next visit to a service business.
What are credit card benefits and how to use them
Credit cards may have useful benefits & perks that you want to take advantage of, you'll want to think about which credit card benefits are important to you before you apply.
How to avoid foreign transaction fees
Foreign transaction fees vary depending on the issuer. We've outlined some important things to consider when using credit cards abroad & how to avoid unexpected extra fees.
What is the daily periodic rate & how do you calculate it?
Understanding credit cards' DPR will help you understand how compounded interest charges affect your daily average balance & the daily cost of borrowing money.
How to identify and report credit card fraud
Credit card fraud is a large, growing problem & it can take many different forms. Familiarize yourself with each fraud type so you know what to look out for.
How does credit card debt affect credit score?
Credit cards can be excellent financial management tools, but they can quickly turn into a debt burden if you don't keep an eye on how much debt you're putting on your cards.
Does paying rent build your credit score?
For students & others seeking to establish credit history, rent reporting is a great alternative to taking on loans or lines of credit that might encourage additional spending.
Do authorized credit card users help to build credit?
At the start of your financial journey, building credit can seem impossible. How do you establish a credit history when you aren't approved for a loan or a credit card?
Does paying student loans help to build your credit history?
Student loans are an opportunity to show that you can make regular payments on your debt. They help by boosting your average account age & diversifying your account mix.