Education on Credit Cards
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What is a secured credit card and do you need one?
Unlike regular credit cards, which let you make purchases & pay off your debt in the future, secured credit cards require you to provide a deposit as collateral before you can use it.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
Will a balance transfer affect your credit score?
Balance transfers are a money-management strategy that can lead to big savings. It's important to get the full picture of how credit signals change before transferring a balance.
How to build credit in high school
Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.
How long does it take to build credit history?
Having a strong credit score gives you more options in the financial marketplace & better terms for borrowing money. How long does it take to build a credit history?
Tips for improving your credit score
Knowing how to improve your credit score will put you on the road to reaching some of life's big milestones. Check our easy to follow guide on improving your credit score today.
How often is your credit score updated?
Paying bills on time & paying off credit card balances are some of the things that improve credit scores, but how long does it take to reflect in your credit report?
Here are the different credit score ranges and what they mean
Credit scores are three digit numbers assigned to each and every one of us over 18, and are used by lenders to gauge our individual credit worthiness.
How refunds and returns work on a credit card
Learn how credit card returns work and how returns can affect things like your credit score, rewards and monthly statements.