Credit cards
Get the essential facts about using credit, credit scores and card rewards to help choose the credit card that's right for you.
Explore credit card rewards and benefits
Consider all the ways to earn and redeem points, from loyalty programs to cash-back points that offer flexible redemption options.
Credit cardsEarning cash back at stores
Learn how you may be able to get cash back when you use your credit card at the store.
Credit cardsWhat to know about 3% cash back credit cards
Learn about the benefits of a 3% cash back credit card and how to choose the right cash back credit card for you.
Learn more about credit scores
credit scores
Can you be pre-approved for a credit card if you have poor credit?
It is possible to be preapproved for a credit card with poor credit, however options can be limited. Learn more in this guide.credit scores
Getting a travel credit card with “bad” credit: What you should know
If you have "bad credit" and are considering a travel credit card, consider these factors before applying to make an informed decision.credit scores
760 credit score: A guide to credit scores
A 760 credit score is labeled/considered very good by the FICO score model, as it falls between the ranges of 740-799. Explore tips to help maintain your 760 score.credit scores
What is credit scoring?
Learn some of the fundamentals of credit scoring.credit scores
How to get your free VantageScore®: A quick guide
Discover how you may obtain your VantageScore for free, in this guide. Learn the steps to getting your score, understand its importance, and more.credit scores
Fico Score® 8: What is it?
Learn about FICO Score 8 and how its factors and score ranges are unique.credit scores
How long does it take for your credit score to update?
Credit scores are updated on a regular basis, depending on the processing time of the three credit bureaus. Learn when credit scores update and more in this guide.credit scores
Why your VantageScore® may be lower than your FICO® score
VantageScore and FICO scoring models weigh factors differently, which may cause scores to be different. Learn about why your VantageScore might be lower than FICO.credit scores
VantageScore® vs. FICO® credit scores: What's the difference?
Learn the differences among the two major scoring models lenders use. Uncover how factors are weighed, credit ranges and more.credit scores
Scoring model used by Chase Credit Journey®
Discover which credit scoring model Chase Credit Journey uses to showcase to generate your score. Learn more about the tool and how it can help improve your credit score.credit scores
VantageScore® 3.0 vs 4.0: What’s the difference?
Discover key differences between VantageScore 3.0 and 4.0, including key factors, data usage and potential impact on your credit score. Learn more in this quick guide.credit scores
How does income affect credit scores and credit limits?
Your income doesn't directly impact your credit score, but it is a factor when it comes to the approval of a line of credit and your credit limit. Learn more.
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