Education on Credit Cards
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How are credit card payments applied?
Learn about how your credit card payments are applied to your overall balance and how different APRs could affect your finances.
Pros & cons of getting a credit card in college
In college and unsure if you should get a credit card yet? Learn about the pros and cons of getting credit card a while being in college today.
How does settling credit card debt affect credit score?
Are you interesting in learning if debt settlement will hurt your current credit score? Learn how debt settlement works and how it can impact your score today.
Can a late payment be removed from my credit report?
Made a late payment? Find out if you can get it removed from your credit report and how to go about doing so. Learn more now so you don't need to worry later.
Will prepaid cards build credit?
A prepaid card can be useful for setting budgets, managing expenses, providing allowances to family members, and more. But do they impact your credit score?
Do joint credit cards affect both credit scores?
By understanding how a joint credit card can help you to build credit, you can approach a joint credit card application with the confidence that your credit score will grow with you.
What are rewards credit cards & how do they work?
Rewards credit cards can be a great way to earn points to redeem for perks like travel upgrades when it is most convenient for you.
How to establish credit as a college student
College students can start establishing credit with just a few simple steps. A healthy mix of credit accounts will help you start building a positive credit history.
How to establish credit for your child
Building credit for your child will help them establish a positive credit history. The good news is, your child doesn't have to be 18 to start building credit.