Education on Credit Cards
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How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
How a good credit score can help you
You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?
How to consolidate your credit card debt
Debt consolidation means to bring all of your balances to a single bill & it can be a useful way to manage your debt. Here's how to consolidate your credit card debt.
Can you pay monthly bills with a credit card?
Paying monthly bills through credit cards can affect your credit score. It also organizes your memberships & subscriptions in one place & can help you earn rewards.
How to calculate credit card APR charges
Understanding APR can help your finances. Learning about interest charges will help you prioritize debts & determine the credit card balance you can afford.