Education on Credit Cards
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The difference between fixed & variable APR credit cards
There are two types of APR: Fixed APR & Variable APR. The difference between these two may greatly affect the way that you pay for interest on a borrowed amount of money.
How does co-signing a credit card affect your score?
Becoming a co-signer for a friend or family member could help them get approved for a credit card. But how does co-signing work & how does it affect your credit score?
7 things that might hurt your credit score
Lenders want to ensure that they are lending money to people who have a history of repaying their debts. You should watch out for common factors that can cause your credit score to drop.
Can you pay off student loans with a credit card?
Paying off student loans with a credit card might make sense for you, but it's important to get all the facts before you decide how best to tackle your student loan debt.
How to activate your new credit card
Activating your new credit card can be done within minutes of receiving it. Read carefully the enclosed documents to learn about your card perks, rewards & interest rates.
How automatic payments could help your credit score
Understanding how automatic electronic payments are processed could help you avoid possible overdraft fees and how they could help improve your credit score.
Everything you should know when applying for a credit card online
Applying online is the easiest way to get a credit card. Before you get started, shop around to find the best card & ensure that you only submit your application on a secure internet connection.
Closing your credit card account: Pros, cons, how to, and when?
Closing a credit card account can have implications on your credit score & it's not always easy to determine whether this decision could help your finances or cause your credit score to drop.
How to earn credit card miles
Credit card miles can be earned through making dining, grocery, gas purchases & more. You can earn even more points when you make travel-related purchases.