Education on Credit Cards
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When an annual fee credit card is actually worth it
Some credit cards come with annual fees. Although annual fees may seem daunting at first, keep in mind that they can be offset by taking advantage of the perks and benefits of the card.
What to do if you can't find your credit card
Losing a credit card can be annoying but if you act fast, you won't be liable for any charges made without your authorization & can get a replacement as quickly as the next day.
How to read and understand your credit card statement
Learning about your monthly statement will help you understand more about your spending habits, fees & interest rates while keeping an eye out for fraudulent charges or errors.
What are cash back reward credit cards & how do they work?
Reward credit cards are a great way to offset some expenses & to enjoy some perks like cash back, discounts, travel upgrades, gift cards and more.
Does paying car insurance build your credit history?
It can seem like your credit score takes into account pretty much everything you do with money. With all of these factors, does paying your car insurance build your credit history?
The difference between fixed & variable APR credit cards
There are two types of APR: Fixed APR & Variable APR. The difference between these two may greatly affect the way that you pay for interest on a borrowed amount of money.
How does co-signing a credit card affect your score?
Becoming a co-signer for a friend or family member could help them get approved for a credit card. But how does co-signing work & how does it affect your credit score?
7 things that might hurt your credit score
Lenders want to ensure that they are lending money to people who have a history of repaying their debts. You should watch out for common factors that can cause your credit score to drop.
How to activate your new credit card
Activating your new credit card can be done within minutes of receiving it. Read carefully the enclosed documents to learn about your card perks, rewards & interest rates.