Education on Credit Cards

Learn what a credit freeze vs a credit lock is, how to freeze and unfreeze credit, pros and cons of freezing credit, and how this affects your credit score.

Can overpaying your credit card bill help or hurt your credit score or available line of credit? Learn what happens if you overpay your credit card balance.

Bankruptcy stays on your credit report for either seven or 10 years, depending on whether you file for Chapter 7 or Chapter 13 bankruptcy. Learn more.

Lessen the stress of travel preparation by reading our top travel packing tips, so you can hit the road – or catch that plane, train, or what have you – faster

Closed accounts on your credit report can affect your credit score, but the impact will depend on whether the account is in good or bad standing. Learn more.

The best credit card for a large purchase is one that involves rewards or a sign-up bonus. But big purchases can also hurt your credit score.

Most experts advise building an emergency fund for the unexpected. But if you don't have one, is using a credit card for emergencies a good alternative?

Learn how to dispute a credit card charge whether it is a billing error, fraudulent purchase or you're simply not satisfied with the service provided.

Explore our advice on low-maintenance plants so you can experience all the health benefits of plants in your home without any of the fussy upkeep.