Education on Credit Cards

Airline credit cards earn rewards such as points, cash back & miles enabling cardholders the opportunity to maximize their earnings as they spend.

While checking your credit score on your own doesn't lower your score, a hard credit inquiry run by a lender may lower your score.

Closing a credit card can hurt your credit score by increasing the portion of available credit you are using, and by lowering the average age of your accounts.

Experian, Equifax, and TransUnion all allow you to unfreeze your credit report without your PIN, but each bureau has different criteria for credit freezes.

Whether you are a frequent traveler or going on your first big vacation, using a hotel credit card will allow you to make the most of your spending.

Have questions about credit monitoring? Learn what credit monitoring is, how you can get it for free and how monitoring your credit can help detect fraud.

If you're asking yourself, “Why is my credit score dropping?", these reasons could help you get a better understanding.

A look at what having a negative credit card balance, or a balance below zero, means.

To prepare yourself for loans and lines of credit, it's important to start building credit at a young age. Follow these guidelines for how to build credit at 18.