Education on Credit Cards
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APR and interest rate: How are they different?
Understanding how the interest rate and APR work can make all the difference in controlling your debt. Here's a 101 on how credit cards and APRs work.
How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
Here are the different credit score ranges and what they mean
Credit scores are three digit numbers assigned to each and every one of us over 18, and are used by lenders to gauge our individual credit worthiness.
Tips for improving your credit score
Knowing how to improve your credit score will put you on the road to reaching some of life's big milestones. Check our easy to follow guide on improving your credit score today.
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
How to build strong credit
Building your credit score can be a challenge when you're a beginner. Here are some tips to help you build a good credit score for your future.
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.