Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
The complete guide to VA loans
Explore the benefits of VA loans, the qualifications and the steps to securing one.
How much are closing costs?
Find out what closing costs you should expect to pay and learn how you could potentially reduce them.
FHA loan down payments decoded
FHA loans require down payments in case you default. Learn about the amount required to secure a home with an FHA loan.
How does escrow work with a mortgage?
Learn how escrow works with a mortgage and when and why you would need a mortgage escrow account or impound account.
What is PMI and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
What home loans can you get with a low credit score?
Find out how credit affects borrowing power and learn about some of the best home loans you can get with low credit.