Mortgage Education
Newest articles
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FHA loan down payments decoded
FHA loans require down payments in case you default. Learn about the amount required to secure a home with an FHA loan.
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How homeowners associations work
Read our detailed guide on how homeowners associations work and the pros and cons of buying a house with an HOA.
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What is PMI and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
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How to use gift money for a down payment
Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.
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The complete FHA appraisal requirements checklist
FHA loans require a home appraisal that meets strict standards. Find everything you need to know about FHA appraisals.
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What home loans can you get with a low credit score?
Find out how credit affects borrowing power and learn about some of the best home loans you can get with low credit.
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What is homeowner's insurance?
Homeowners insurance is a must if you need a mortgage. Learn why you need it and what it covers.
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What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.
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Questions to ask your mortgage lender when buying a house
When it comes to buying a house, you’ll be looking for a lot of answers. Here are some questions to ask a mortgage lender.