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How to prequalify for a mortgage
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
What percentage of your income should go towards your mortgage
This handy guide will help you decide exactly how much of your salary you should be spending on mortgage payments every month.
How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
How homeowners associations work
Read our detailed guide on how homeowners associations work and the pros and cons of buying a house with an HOA.
How does escrow work with a mortgage?
Learn how escrow works with a mortgage and when and why you would need a mortgage escrow account or impound account.
How to use gift money for a down payment
Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.
What is PMI and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
What home loans can you get with a low credit score?
Find out how credit affects borrowing power and learn about some of the best home loans you can get with low credit.
FHA appraisal requirements checklist
If you're planning to get an FHA loan, the home you want to buy requires an appraisal that meets FHA standards. Here's almost everything you need to know about FHA appraisals.
Questions to ask your mortgage lender when buying a house
When it comes to buying a house, you’ll be looking for a lot of answers. Here are some questions to ask a mortgage lender.
What is homeowners insurance?
Homeowners insurance is a must if you need a mortgage. Learn why you need it and what it covers.
What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.