Credit Cards | Credit Score
Learn about credit scores
What is "good" credit? Why is it important to have good credit in the first place? And what is credit utilization ratio?
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How a good credit score can help you
Having an exceptional credit score has many benefits such as possibility of better rates, more credit card options and much more.
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What's the difference between a credit score and FICO® score?
FICO® score is similar to a credit score in that they both take info from your credit reports. Discover the difference between the two and how they affect you.
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What is credit utilization?
Discover how much of your credit limit you should use and how having an ideal credit utilization ratio can improve your credit score.
A beginner and their credit score
Someone's credit history may be brief, but their credit score knowledge doesn't need to be.
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How long does it take to build credit history?
Have you ever wondered how you can build your credit quickly? Discover all the things you can do to build your credit history up and achieve a better score.
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How to build a strong credit history
Building strong credit can be challenging when you are first starting out. Check out Chase's tips on how to help build good credit history.
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How to build credit in high school
Building credit in high school can be difficult when you don’t know where to start. Chase provides a few steps to take to begin building your credit in high school.
Family and credit scores
You look out for the health & wellness of you and your family - that includes overall healthy credit scores too.
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What to do when only one spouse has great credit
Having a great credit score can be beneficial, but what if your spouse has a lower score? Learn how to help your spouse improve your score while protecting your own.
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Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
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Credit score rankings and what they mean
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
Newest articles
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Does pre-approval affect your credit score?
If you have been pre-approved for a credit card, you may be wondering how it affects your credit. Discover if being pre-approved may hurt your credit score.
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How much credit utilization should you use?
Credit Utilization can affect your credit score positively and negatively. Discover the importance of your credit utilization ratio on steps to fix it with Chase.
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Marriage and credit scores: Why is my spouse's credit different than mine?
Your credit score may differ from your spouse's due to individual credit histories, credit usage, and payment history. Understanding these factors can help you improve your credit score.
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How do student loans affect my credit score?
Learn how taking out student loans can impact your credit score and what steps you can take to manage and improve it. Avoid damaging your credit while paying off your student debt.
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How to find your true FICO Score®
Often times the best place to find your true FICO is your credit card issuer. Learn other helpful tips on finding an accurate FICO score with Chase.
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Does closing a store credit card impact your credit score?
Closing your store credit card can impact your credit score. Discover what you should be aware of before you consider closing your card account.