Credit Cards | Credit Score
Learn about credit scores
What is "good" credit? Why is it important to have good credit in the first place? And what is credit utilization ratio?
How a good credit score can help you
You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
A beginner and their credit score
Someone's credit history may be brief, but their credit score knowledge doesn't need to be.
How long does it take to build credit history?
Have you ever wondered how you can build your credit quickly? Discover all the things you can do to build your credit history up and achieve a better score.
How to build a strong credit history
Building strong credit can be challenging when you are first starting out. Check out Chase's tips on how to help build good credit history.
How to build credit in high school
Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.
Family and credit scores
You look out for the health & wellness of you and your family - that includes overall healthy credit scores too.
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
Credit score rankings and what they mean
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
How to help raise your credit score
There are ways to help improve your credit score from paying down balances to using credit monitoring services. Learn how credit works and how to raise your score.
What is a credit score?
A credit score is a three-digit number that rates your credit behavior. Learn more about your credit score, why it’s important, what determines it and more.
The basics of identity theft protection
Identity theft is when someone takes your personal data to commit fraud. Learn what ID theft is, how to prevent it, and how to protect yourself against it.
Do other countries have credit scores?
The U.S. is not the only country with a credit scoring system. However, assessments of creditworthiness can differ across the globe. Learn more here.
Does unemployment affect your credit score?
Filing for unemployment won't hurt your credit score but job loss can indirectly affect your credit.
How does income affect credit scores and credit limits?
Your income doesn't directly impact your credit score, but it is a factor when it comes to the approval of a line of credit and your credit limit. Learn more.