Credit card basics
Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.
Learning about the basics of credit
credit card basicsA guide to using credit cards in France

Credit cards are widely accepted in France. Learn when you may want to use credit cards for purchases and when cash may be more appropriate.
credit card basicsHow to send money with a credit card

Cash advances, wire transfer and peer-to-peer payment apps are ways you can send money with a credit card. Learn which options work best for your needs.
credit card basicsA guide to the Instacart Mastercard®

Learn about the Instacart Mastercard and how you can receive 5% back on Instacart purchases and 2% back on other spending categories.
Learn ways to use your credit card wisely
credit card basics
A guide to using credit cards in FranceCredit cards are widely accepted in France. Learn when you may want to use credit cards for purchases and when cash may be more appropriate.credit card basics
How to send money with a credit cardCash advances, wire transfer and peer-to-peer payment apps are ways you can send money with a credit card. Learn which options work best for your needs.credit card basics
Can you overdraft a credit card?Find out if you can overdraft a credit card. Learn how credit limits work, the consequences of exceeding them and tips to help avoid over-limit fees.credit card basics
Redeeming cash back rewards with a Chase Freedom Rise® credit cardLearn how you may be able to earn cash back with the Chase Freedom Rise credit card.credit card basics
Is it possible to be preapproved if your credit is frozenFind out if you can get preapproved for a credit card with frozen credit. Learn some steps and considerations to manage credit freezes effectively.credit card basics
What does a negative credit card balance mean?A negative credit card balance is when your balance is below zero. Learn why you might have a negative balance on your card and what to do about it.credit card basics
Understanding why your available credit might be zeroLearn what it means if you notice zero available credit on your credit card account. Understand the potential implications for your financial health and ways to address the issue.credit card basics
Are credit card payments considered a business expense?Businesses may be able to deduct credit card annual fees and other credit card fees as business expenses.
Explore financial education