Credit card basics
Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.
Learning about the basics of credit
credit card basicsPrequalified vs. preapproved for a credit card
Learn the difference between prequalified and preapproved offers and what each typically means. Use this guide to compare them before you apply for credit.
credit card basicsSaving for a big credit card purchase
Explore ways to plan for major expenses by pairing a savings approach with a payment method that fits your budget.
credit card basicsHow to use Chase Pay Over Time® with a business credit card
You may be able to use Chase Pay Over Time with an eligible Chase small business credit card to break up eligible purchases into multiple payments.
Learn ways to use your credit card wisely
credit card basics
Saving for a big credit card purchaseExplore ways to plan for major expenses by pairing a savings approach with a payment method that fits your budget.credit card basics
How to use Chase Pay Over Time® with a business credit cardYou may be able to use Chase Pay Over Time with an eligible Chase small business credit card to break up eligible purchases into multiple payments.credit card basics
A guide to your first credit card
Those looking to build credit may be interested in a credit card. Learn about features and things you may want to consider when looking for your first credit card.credit card basics
Ways to save money while shopping with a credit card
How you choose and use your credit card can help you save money on purchases. Learn practical tips to maximize value and avoid common pitfalls.credit card basics
The safety of linking bank accounts with budgeting apps
Learn about the security of linking your bank account to budgeting apps and how these apps help safeguard your information. Explore key benefits of using budgeting apps and what to look for before connecting an account.credit card basics
Using a credit card for theme park expenses
Paying for theme park tickets with a credit card? Learn how points may help you pay for tickets and what card benefits may help protect your trip.credit card basics
Pros and cons of shopping with a credit card
Learn the pros and cons of using a credit card for everyday spending. Understand the benefits and potential drawbacks to help manage expenses.credit card basics
The pros and cons of contactless cards
Learn about the pros and cons of using contactless credit cards, including security benefits and possible spending caps on transactions.
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