How to transfer points through Chase Ultimate Rewards®
Quick insights
- Chase card members can transfer their points to select travel partners at a 1:1 ratio through the Chase Ultimate Rewards® portal.
- Travel partners include several global airline and hotel brands.
- Points need to be transferred in increments of 1,000.
Transferring points to one of Chase’s participating hotel and airline partners can be an appealing way to redeem your Chase credit card points. This option can help you maximize the value of your points, and with a range of travel partners to choose from, you may find one that aligns with your travel habits. Most point transfers process by the next business day, but may take up to 7 business days.
In this article, we’ll explore how to transfer points to a travel partner, potential benefits and some other points transfer options.
Understanding how points transfers through Chase Ultimate Rewards work
Chase Ultimate Rewards is the portal for Chase credit cards in which you can redeem points for travel purchases, dining and more. To transfer points to a travel partner, you need to have one of the following Chase credit cards: Sapphire Preferred®, Sapphire Reserve®, Ink Business Preferred® .
Chase has partnered with several leading hotel and airline loyalty programs to enable direct transfer of points at a 1:1 ratio. Chase transfer partners include:
- Airlines:
- AerClub, loyalty program of Aer Lingus
- The British Airways Club
- Air France KLM – Flying Blue
- Iberia Club
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- Air Canada Aeroplan®
- Hotels:
- IHG® One Rewards
- Marriott Bonvoy™
- World of Hyatt®
Your points can typically only be transferred in increments of 1,000. Keep in mind that point transfers to travel partners are final. While most point transfers process by the next business day, they may take up to 7 business days.
4 Steps to transfer points via Chase Ultimate Rewards
When you've earned points with your Chase credit card, you may decide it’s time to transfer them. Let’s go through how you can do that by following the steps below.
1. Log in to your account and enter the Chase Ultimate Rewards portal
Log in to the Chase Ultimate Rewards portal. You may do this either on your mobile phone or computer. The portal is also available through the Chase Mobile® app. Once you’ve logged in, you should be able to view your points and the dashboard.
2. Within the portal, access the points transfer section
In the portal, navigate to the section of the menu related to points transfers to travel partners. This should direct you to a page where you can view all eligible travel partners for points transfers.
3. Choose your transfer partner
Next, select the hotel or airline partner you want to transfer your points to. Enter the number of points you want to transfer in increments of 1,000.
If you’re redeeming your points for an award ticket/stay, make sure the award is available. You may want to call the airline or hotel and find out how many miles/points you will need to transfer.
Note: If you don’t have an account set up with the travel partner you chose, you may have to go to the travel partner webpage to create a loyalty account prior to transferring points.
4. Confirm the transfer
Next, you’ll need to confirm your transfer and visit your chosen partner’s website to book travel. To do this, complete the transfer process within Ultimate Rewards and hit confirm/submit.
Keep in mind: The name on your Chase account needs to match the name on your frequent partner program account you are transferring to. Even minor variations could result in transfer failure. For help changing your name on file, you may need to contact the partner loyalty program directly.
Can you transfer points to somebody else through Chase Ultimate Rewards?
Yes, with an eligible Chase credit card, you may be able to transfer points to a spouse or somebody else in your household. In most cases, you can also transfer them between your own Chase accounts if you have multiple Chase cards, which may be beneficial if you have an account with a higher redemption value.
Reasons to transfer points through Chase Ultimate Rewards
How much your points are worth can vary based on how you redeem the points. Transferring points to travel partners could be a good option if you’re looking to help maximize their value.
Plus, there are a range of travel partners to choose from, giving you flexibility when planning trips. If you’re already earned points through a transfer partner’s loyalty program, the ability to transfer points might help you attain status or qualify for perks like upgrades, free nights or discounted flights faster than you would otherwise.
In summary
With an eligible Chase credit card, customers can transfer points to a participating travel partner through the Chase Ultimate Rewards portal. Steps include:
- Logging in via the portal
- Navigating to the points transfer section
- Select a travel partner
- Transfer the points
- Confirm the transfer
In some cases, you can also transfer points to someone in your household or between your Chase credit card accounts.
