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How to redeem Chase Ultimate Rewards points for rental cars

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    Whether it’s a weekend bed and breakfast trip, or driving to a U.S. National Park, renting a car can help you make your trip more enjoyable. And one of the benefits of being a Chase cardmember is the opportunity to accumulate Ultimate Rewards® points and redeem them toward the cost of a rental car.

    Below, we’ll explain why you might use points for rental cars and how to do it if you have a Chase credit card that earns Ultimate Rewards points.

    Why should you use points to reserve a rental car?

    Redeeming credit card reward points for a car rental can be a smart move for several reasons. For one, some credit card reward programs offer discounts or special rates when you use rewards points for car rentals. This can save money when compared to paying for a car rental outright. The process of booking a rental may also be streamlined. Some rewards programs partner with car rental companies and make it convenient to book a car rental through the credit card rewards portal.

    How do I book a rental car using Chase Ultimate Rewards points?

    There are two options for booking a rental car using Ultimate Rewards points. You could redeem points for a statement credit or bank deposit, then apply the funds toward a rental car reservation.

    The other option is booking the reservation with your points through the Chase Travel portal.

    1. Sign in to your account at the Chase Travel portal.
    2. Choose the credit card account you wish to use to redeem points.
    3. Select “Redeem” next to your points balance.

    Search for the brand of rental car and select the size and vehicle category you want, such as Economy, Compact, Intermediate or Full Size. You can also choose between Compact or an Intermediate SUV.

    One more consideration after redeeming points for a car rental

    If you want to have Auto Rental Collision Damage Waiver coverage for the duration of your car rental, be sure to book the reservation using either your Ultimate Rewards points or a Chase credit card. In order for the Chase collision damage waiver coverage to apply, you will also need to decline the rental car company’s collision damage coverage. You can do this when completing your reservation and picking up the rental car.

    All rewards points transfers and cash outs are final and the transferal process can take up to a week.

    In conclusion

    Chase Ultimate Rewards points can be a flexible way to maximize the benefits of using your credit card. Rewards points are redeemable for rental car reservations through the Chase Travel portal. From there, Ultimate Rewards can also be redeemed for airline tickets and hotel reservations. If you have a Chase credit card that earns Ultimate Rewards, you may find the flexibility to be a great way to help enhance your travel experiences.