How to redeem Chase Ultimate Rewards® points for rental cars
Quick insights
- Chase cardmembers can redeem Chase Ultimate Rewards points for car rentals in the Chase TravelSM portal.
- Cardmembers can also redeem their points for cash back or statement credits that can be applied to the cost of the car rental.
- Some Chase credit cards provide Auto Rental Coverage as a cardmember benefit.
Whether it’s a weekend bed and breakfast trip or driving to a U.S. National Park, renting a car can help make your trip more enjoyable. And one of the benefits of being a Chase cardmember is the opportunity to accumulate Ultimate Rewards points and redeem them toward the cost of a rental car.
Below, we’ll explain why you might use points for rental cars and how to do it if you have a Chase credit card that earns Ultimate Rewards points.
Why use points to reserve a rental car?
Redeeming credit card reward points for a car rental can be a smart move for several reasons. For one, some credit card reward programs offer discounts or special rates when you use rewards points for car rentals.
The process of booking a rental may also be streamlined. Some rewards programs partner with car rental companies to make it convenient to book a car rental through the credit card rewards portal.
How do I book a rental car using Chase Ultimate Rewards points?
There are two options for booking a rental car using Ultimate Rewards points. First, you could redeem points for a statement credit or bank deposit. You can then apply the funds toward a rental car reservation.
The other option is booking the reservation with your points through Chase Travel. The booking process includes:
- Signing in to your account through Chase Travel
- Choosing the credit card account you wish to use to redeem points
- Selecting “Redeem” next to your points balance
- Searching for the brand of rental car and select the size and vehicle category you want, such as Economy, Compact, Intermediate or Full Size
Considerations when redeeming points for a car rental
If you want to have Auto Rental Collision Damage Waiver coverage for the duration of your car rental, booking the reservation using either your Ultimate Rewards points or a Chase credit card may provide coverage. In order for the Chase collision damage waiver coverage to apply, you likely need to decline the rental car company’s collision damage coverage. You can do this when completing your reservation and picking up the rental car.
Not all Chase credit cards provide travel protection benefits, like Auto Rental Coverage, so consult your credit card’s Guide to Member Benefits for details.
All rewards points transfers and cash outs are final, and the transfers can take up to a week.
In conclusion
Chase Ultimate Rewards points can be a flexible way to maximize the benefits of using your credit card. Rewards points are redeemable for rental car reservations through Chase Travel. Ultimate Rewards points can also be redeemed cash back or statement credits which can be applied toward the cost of a rental car. If you have a Chase credit card that earns Ultimate Rewards points, you may find the flexibility to be a great way to help enhance your travel experiences.
