Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
How to pay down your principal
Learn how you can pay down your mortgage principal, reduce interest and pay off your loan faster.
What is an adjustable rate mortgage?
ARM is slightly different to a fixed-rate mortgage and has its own advantages and disadvantages. Read this guide to learn more.
What percentage of your income should go towards your mortgage
This handy guide will help you decide exactly how much of your salary you should be spending on mortgage payments every month.
How mortgages and APRs work
Mortgages have interest and annual rates. Learn the difference between mortgage interest rates and APRs or annual percentage rates.
Closing costs: who pays what
Here’s our comprehensive guide to closing costs: how much they are, when they are due and who pays for closing costs.
What happens if you lose your job during the mortgage process
Losing your job when you are trying to buy a home is stressful. Here are some steps you can take.