Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
How to use gift money for a down payment
Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.
The complete FHA appraisal requirements checklist
FHA loans require a home appraisal that meets strict standards. Find everything you need to know about FHA appraisals.
What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.
How to apply for a joint mortgage
Learn how joint mortgage loans work, who can apply for one and what information you need to buy a home together.
Good debt vs bad debt: know the difference
Learn more about the differences between good and bad debt so you can make the right financial decisions.
Beginner's guide to cash-out refinance
Learn how cash-out refinances work and what you need to know before you apply for one.