Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
A beginner's guide to credit inquiries
Discover the two main types of credit inquiries and how they impact your ability to get a mortgage.
What is a mortgage recast?
A mortgage recast could reduce your monthly mortgage payments. Here's how they work.
How to pay off your mortgage faster
Find out how careful planning and a little creativity can help you pay off your mortgage faster.
Understanding earnest money
Learn what earnest money is, it's importance and where it goes after closing on a home.
What you need to know before cosigning a mortgage loan
Cosigning on a mortgage can be rewarding, but it carries significant risks. Make sure you know your obligations before you cosign.
How to refinance an FHA loan
If you currently have an FHA mortgage loan, you can refinance to lower your monthly payment. Learn how.