Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
How a mortgage rate lock helps homebuyers
Your mortgage rate has a big impact on your monthly payments and getting a mortgage rate lock is one way to ensure you get a rate you can afford.
Mortgage relief: what is mortgage forbearance
If you're unable to keep up with monthly payments, mortgage forbearance can be a safe way to get back to a stable financial situation.
Mortgage rates, explained
Mortgage rates have a big impact on your monthly premiums. Learn how mortgage rates work and how you can get a lower rate.
How to lower your down payment
While a hefty down payment can be helpful, there are many loans available that allow you to buy a home with no or a low down payment.
Refinancing for a home renovation
A home renovation can provide many benefits, but it's often difficult to save up the funds. Learn how to refinance your mortgage for a renovation.
What is a mortgage modification & how to get one
If you have a financial hardship, a mortgage modification may help you keep your home. Learn what a mortgage modification is and how to get one.