Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Learn about the key differences between fha and conventional loan.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
Can you get a mortgage after bankruptcy?
Planning on buying a home but unsure how bankruptcy affects a mortgage? Learn how to get a mortgage after bankruptcy and tips to improve your credit.
Building equity in your home: Tips and advantages
Building equity in your home is an exciting part of homeownership. Learn how to build equity in a home and why building equity is important.
Inflation and mortgage interest rates: What to know
Inflation and interest rates can affect the mortgage you qualify for. Learn about the relationship between inflation and interest rates, and more.
Promissory note in real estate, explained
A promissory note is a legal document between the borrower and lender for full mortgage repayment. Learn how promissory notes work and what is included.
What is mortgage insurance premium (MIP)?
Mortgage insurance premium, or MIP, is a special type of insurance that is applied to FHA loans. Learn how it works, whether it can be canceled, and more.
A borrower's guide to loan-to-value ratio (LTV)
A loan-to-value ratio (LTV) measures the size of your loan to the property's appraised value. Learn how to calculate LTV and what is a good ratio range.