Financing a home | Financing 101
Understand terms, types and when to refinance
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Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
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FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Learn about the key differences between fha and conventional loan.
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When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
Newest articles
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Can you get a mortgage after bankruptcy?
Planning on buying a home but unsure how bankruptcy affects a mortgage? Learn how to get a mortgage after bankruptcy and tips to improve your credit.
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Building equity in your home: Tips and advantages
Building equity in your home is an exciting part of homeownership. Learn how to build equity in a home and why building equity is important.
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Inflation and mortgage interest rates: What to know
Inflation and interest rates can affect the mortgage you qualify for. Learn about the relationship between inflation and interest rates, and more.
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Promissory note in real estate, explained
A promissory note is a legal document between the borrower and lender for full mortgage repayment. Learn how promissory notes work and what is included.
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What is mortgage insurance premium (MIP)?
Mortgage insurance premium, or MIP, is a special type of insurance that is applied to FHA loans. Learn how it works, whether it can be canceled, and more.
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A borrower's guide to loan-to-value ratio (LTV)
A loan-to-value ratio (LTV) measures the size of your loan to the property's appraised value. Learn how to calculate LTV and what is a good ratio range.