Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
Common questions about mortgages
Are you ready to buy a home, but not sure how it all works? Navigating the homebuying journey can be intimidating, so we're answering the most common questions to give you a head start on getting a mortgage with Chase.
How to determine your down payment
Whether you’re a first-time buyer or you're looking for your next home, buying a house may sometimes seem complicated. But finding out how much you can put down on a house can save you time and money. Keep reading for a breakdown of what a down payment is and how to find out how much of one you can afford.
The effect of debt-to-income on your mortgage
Your debt-to-income ratio could make or break your chances of getting a mortgage. Here's why it matters for loan approval.
The anatomy of choosing a mortgage
When buying a home, choosing a mortgage is an important part of the process. Here's how to make the right choice as a homebuyer.
How to get a mortgage when you're self-employed
Planning ahead to demonstrate accurate proof of your income can make all the difference in buying your dream home.
What you'll need for a mortgage application
A little preparation can make the mortgage process a lot easier. Use this checklist to gather documents that may help expedite the process.