Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Learn about the key differences between fha and conventional loan.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
How to pay down your principal
Learn how you can pay down your mortgage principal, reduce interest and pay off your loan faster.
How to apply for a joint mortgage
Learn how joint mortgage loans work, who can apply for one and what information you need to buy a home together.
Beginner's guide to cash-out refinance
Learn how cash-out refinances work and what you need to know before you apply for one.
What is an adjustable rate mortgage?
Ever heard of an adjustable-rate mortgage, or ARM? It’s slightly different than a fixed-rate mortgage and has its own advantages and disadvantages. Read this guide to learn more.
Good debt vs bad debt: know the difference
Learn more about the differences between good and bad debt so you can make the right financial decisions.
How mortgages and APRs work
Once you begin your homebuying journey, it helps to understand what mortgage APR is and how it works so that you can make an informed financial decision.