Please update your browser.Financing a home | Financing 101
Understand terms, types and when to refinance
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Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
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FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Learn about the key differences between fha and conventional loan.
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When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
Newest articles
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How does escrow work with a mortgage?
Learn how escrow works with a mortgage and when and why you would need a mortgage escrow account or impound account.
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How to use gift money for a down payment
Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.
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Home loans for low or bad credit
While credit scores affect your borrowing power, it's still possible to get a home loan with bad credit. Learn about options you have and things to consider.
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FHA appraisal requirements checklist
If you're planning to get an FHA loan, the home you want to buy requires an appraisal that meets FHA standards. Here's almost everything you need to know about FHA appraisals.
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Private Mortgage Insurance (PMI): What is it and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
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What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.