Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
How to get a mortgage on a second home
Discover if you can afford a second home, the difference between primary and secondary mortgages, qualifying and more.
How to refinance a jumbo mortgage
Refinancing a jumbo mortgage requires more proof of financial security than regular mortgage refinancing. Here's what you need to know.
How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
Mortgage interest rate vs APR
Mortgages have interest and annual rates. Learn the difference between mortgage interest rates and APRs or annual percentage rates.
Understanding jumbo loan DTI and LTV
Debt-to-income and loan-to-value ratios help lenders determine whether you can repay a loan. Find out how these factors can affect your ability to get a jumbo mortgage.
Guide to jumbo loan down payments
A jumbo loan can help you finance the home of your dreams. But you need to be prepared to make a sizable down payment. Here’s what you need for jumbo down payments.