Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
Mortgage terms decoded
Mortgages are complicated agreements. Learn the meaning of 15 important mortgage terms and home loan phrases.
Beginner's guide to the mortgage underwriting process
Learn what to expect and how to prepare for the mortgage underwriting process in this guide.
What is a jumbo mortgage?
If you are looking to finance a more expensive home, a jumbo loan may be right for you. Here’s how they work.
The best time to lock a mortgage rate
Learn how mortgage rate locks work, what they’re used for, and when exactly to use them to make your homebuying process easier.
Jumbo vs. conventional loans
Jumbo loans are larger than conforming loans. Learn the key differences between jumbo loans and conventional mortgages.
Applying for a jumbo loan
Jumbo loans help prospective buyers purchase homes above FHFA limits. Learn more about the jumbo mortgage application process.