Homebuyer assistance finder

Homebuyer assistance programs and grants are forms of financial assistance available to eligible homebuyers. Some programs offer lower down paymentsor interest rates, while others are designed to help with closing costs. Oftentimes, homebuyer assistance programs and grants are intended for specific demographics, like first-time homebuyers, military veterans or low-income households. In addition to any eligibility criteria, the programs typically come with specific requirements for how the financial assistance is used.

You can apply for homebuyer grants by finding available programs in your state of primary residence and assessing your eligibility for the program before submitting your application. You may want to verify the grant is being offered through a trusted financial or government website. Consider speaking with a home lending advisor to help review your options.

Grants for closing costs and down payments are available at the local, state, and federal levels for eligible homebuyers and products. (Note: Grants cannot be used for down payment on FHA loans.)

Grants are typically considered "gifts" without expectations of repayment. Nonetheless, it’s generally best practice to familiarize yourself with the terms of homebuyer grants or assistance programs before applying.