CHASE SLATE EDGE®
Help improve your credit score by using your card responsibly
Focus more on your credit future
Get more purchasing power
As a Chase cardmember, you'll be automatically checked for a credit line increase every 6 months or sooner.
With Credit Journey®, receive personalized plans from Experian®. Users who successfully achieve their plan goal, improve their score by an average of 35 points or more.
Keep tabs on your credit health
Manage, monitor and protect your credit with Chase Credit Journey.
Check your score
Get your latest credit score for free anytime – without affecting your credit.
Be protected
Receive alerts if your personal information is found on the dark web or involved in a data breach. If your information is stolen, we are ready to assist.
Improve your score
Receive personalized plans from Experian® to help enhance your score. Users who successfully achieve their plan goal, improve their score by an average of 35 points or more.
Get support
Contact us if you see something suspicious or suspect potential fraud.
Benefits you can count on
Purchase protection
Account protection
Travel protection
Additional features
Your Slate Edge benefits
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Zero Liability Protection
Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card.
24/7 Fraud monitoring
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
Contactless
For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless
Travel benefits let you enjoy more and stress less
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Chase Pay Over Time®
Break up eligible credit card purchases into budget-friendly payments. For more information, visit chase.com/chasepayovertime
Chase Offers
Get great deals from the places you love shopping just by using your card. No coupons or codes needed. For more information, visit chase.com/chaseoffers
Plan Your Budget
With J.P. Morgan Wealth Plan®, you'll get a digital money coach that helps you plan, budget, save and invest, with step-by-step guidance to help reach your goals. Access Wealth Plan in the Plan & Track tab on your Chase Mobile® app or at chase.com
Partner Benefits – DoorDash
The best of your neighborhood. $0 delivery fee.
Get 6 months of complimentary access to DashPass—a membership for both DoorDash and Caviar—which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by December 31, 2027.
Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
Credit Questions, Answered
Frequently Asked Questions
A credit score is a number from 300 to 850 that tells banks how likely you are to pay your debts on time—the higher the number, the better. It's calculated based on factors like your payment history, amount of debt and the length of time you've held credit in your name.
Without a high credit score, accessing credit may be more complicated. You can have trouble getting a credit card, renting an apartment and buying or leasing a car. Later on in life, it can get in the way of purchasing a home or making other big investments.
Who comes up with the credit score number? Most banks look at three credit bureaus: Equifax®, Experian® and TransUnion®.
Once you've established credit, make sure that you maintain a high credit score. You can keep track of your credit score by enrolling in Chase Credit Journey® is a free online tool for everyone, no Chase account required.
A higher credit score lets banks know you're financially responsible. This makes it easier to get approved for a new credit card like Slate Edge®, which has a low annual fee.
When you're ready to make a big purchase, like a car or home, a high credit score means you'll have a better chance of getting a lower interest rate. The lower the interest rate, the lower your monthly payment.
There are a lot of ways you can improve your score, but here's where you should start.
- Always pay your bills on time. Your payment history is one of the most important factors in your credit score, so consider setting up automatic payments so you don't forget.
- Watch your credit utilization ratio, which is the amount of credit you're using compared to your total credit limit. Pay down any credit cards where you owe more than 30% of your limit. Also, be careful about canceling credit cards because that could reduce your score.
- Check your credit report regularly. Order a free copy of your credit report from each of the three credit bureaus (Equifax®, Experian® and TransUnion®) at https://www.annualcreditreport.com/index.actionOpens overlay.
To make all this easier for you, consider using tools that help you manage your credit, like Chase Credit Journey®.
If you've done your research and found a credit card that's right for you, the next step is applying. But before you do, make sure you've really looked at all your options. Although applying for a card is now a streamlined process, there are a few important steps you may wish to consider before submitting your application.
Check your credit history
First, make sure there are no credit issues that could get in your way. Order a free copy of your credit report from each of the three credit bureaus (Equifax®, Experian® and TransUnion®) at https://www.annualcreditreport.com/index.actionOpens overlay. Banks look at these reports to see if you’re someone who pays bills on time, doesn’t miss payments and doesn’t already have too many credit cards for your income. If you see a mistake, consider disputing it with the credit bureaus to get it removed; they might give you information on repairing your credit.
Make sure you’ve picked the right card
You may want to consider choosing one card that fits your needs rather than applying for many cards at once.
Gather all the information you’ll need
This will save time and prevent you from getting logged out while you run around looking for stuff.
- Your full legal name—the one that’s on your driver's license, passport or other legal documents
- Your Social Security Number (SSN) and/or Individual Taxpayer Identification Number (ITIN)
- Your mailing address where you want to receive your card and statements—this should match the address on your license, ID or other legal documents
- Your gross annual income—your salary before they take out taxes, plus any money you make from side hustles. This can even include funds you regularly receive from someone else, like money your parents give you to help with rent.
- Your employment status—full time, part time, freelance, etc. You may also need to provide your employer's phone number. Or if you are self-employed, a tax document like your federal or state returns.
- Your rent payment amount
- Your phone number—you might get a call for follow-up requests or questions
Stay safe
Before applying online, consider preventing your personal information from getting in the wrong hands by using a secured Wi-Fi network or your mobile data connection. Also, make sure both your web browser and OS are up to date.
Fill out the forms and apply
In many cases, you may receive a decision on your application promptly; however, in some instances, it may take a few days to process. Once approved, your card is typically mailed within 7 to 10 days. Upon receiving your card, you will need to activate your account before making purchases.
If you're new to chase.com, choose "Not enrolled? Sign up now." to create a Chase Online℠ account.
Or use the Chase Mobile® app
Make a payment from your mobile device. Learn how.
Helpful tip videos
Give paperless a try
Paperless statements allow you to access your statement virtually anytime, from anywhere with Chase Online℠ or the Chase Mobile® app. And you always have the option of going back to paper statements if you choose.
Not a cardmember?
Learn more about Chase Slate Edge. If it's not quite what you're looking for, try exploring our other cards.
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