Redeeming credit card points for food delivery
Quick insights
- You may be able to redeem credit card points for statement credits to cover food delivery orders.
- Some rewards programs allow you to redeem credit card points for food delivery service gift cards.
- Some credit cards offer complimentary food delivery subscriptions and monthly promos.
Whether you're settling in for a movie night or taking a break from cooking after a long day, ordering takeout can be the perfect way to treat yourself. Those delivery fees and service charges can add up quickly, but your credit card rewards might help offset the cost. Let's explore how you can use your credit card points to help cover your next food delivery order.
How to redeem credit card points for food delivery
If you're planning a cozy night in and ordering food delivery, there are a few common ways to apply your credit card rewards to those orders.
- Gift cards: Credit card rewards programs like Chase Ultimate Rewards® allow you to redeem your credit card points for gift cards. You may be able to find options for major food delivery services.
- Statement credits and cash back: A potentially more flexible way to use your rewards is to redeem them for a statement credit or cash back. You would pay for your food delivery with your credit card as usual and then later apply your credit card points as a statement credit to reduce your overall statement balance.
Earning bonus points on food delivery
In addition to being able to redeem points for meals, some dining credit cards offer bonus points earnings on eligible food delivery services. Because food delivery often falls under the dining category, using the right credit card can help your rewards balance grow quickly.
For example, the Chase Sapphire Reserve® and Chase Sapphire Preferred® credit cards earn 3x points on dining, which typically includes eligible food delivery orders.
Credit cards for food delivery benefits
Chase offers several credit cards that come with food delivery benefits. Not only do they offer bonus points on your orders, but they also provide ongoing DoorDash benefits that can add significant value to your everyday spending.
- Sapphire Preferred: Cardmembers get a complimentary DashPass membership, a $120 value for 12 months, offering $0 delivery fees and reduced service fees on eligible DoorDash orders when activated by December 31, 2027. Plus, DashPass members get a $10 promo each month ($120 annually) to save on groceries, retail orders and more through December 31, 2027.
- Sapphire Reserve and Sapphire Reserve for Business: These credit cards also offer a complimentary DashPass membership for 12 months when activated by December 31, 2027. Additionally, the DoorDash benefits with Sapphire Reserve for Business and the personal Reserve card include up to $300 in annual DoorDash promos. DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo for restaurant orders and two $10 promos each month for groceries, retail orders and more through December 31, 2027.
The bottom line
From a quick weekday lunch to a weekend feast, your credit card points might help cover the cost of food delivery. By redeeming credit card points for statement credits or utilizing food delivery subscriptions, you can enjoy restaurants from home while helping to keep your budget in check.
