How to earn 3x on dining with Chase Sapphire Reserve®
Quick insights
- Chase Sapphire Reserve cardmembers can earn 3x points on dining purchases worldwide.
- Eligible dining purchases include sit-down restaurants, fast food and coffee shops, among others.
- The Sapphire Reserve card provides other dining benefits including access to Sapphire Reserve Exclusive Tables and Reserved by Sapphire℠.
If you find yourself dining out often, it may be useful to have a credit card that allows you to earn points when paying for a meal on the go. Chase Sapphire Reserve cardmembers can earn points on dining whether they're sitting down for a five-course meal or standing at the lunch counter with burrito in hand. When it comes to earning points, the Sapphire Reserve card treats them equally.
Read on to learn how you can earn 3x points when you make eligible dining purchases with your Sapphire Reserve card.
How to earn 3x on dining with the Chase Sapphire Reserve card
On everyday purchases, Sapphire Reserve cardmembers earn 1 point per $1 spent. However, there are certain categories where they can earn additional points—including 3x points on eligible dining purchases. Sapphire Reserve cardmembers earn 3x points on dining worldwide.
A wide range of dining establishments qualify for bonus points, including:
- Sit-down restaurants
- Fast food restaurants
- Cafes
- Coffee shops
Note that not every dining establishment qualifies. Refer to the Chase rewards FAQ for additional details.
For example, food or drink purchased at stadiums, casinos, theme parks or grocery and department stores may not be eligible. Bakeries, caterers and meal kit delivery services must be classified as restaurant merchants to be eligible.
Because the Sapphire Reserve card offers 1 point per $1 spent on other purchases, you will still earn points on dining purchases that don't qualify for the 3x bonus.
Other Chase Sapphire Reserve dining benefits
The Sapphire Reserve card provides dining benefits in addition to the ability to earn 3x points on eligible purchases. A few dining benefits and experiences for cardmembers include:
Dining with Sapphire Reserve Exclusive Tables
Chase Sapphire Reserve Exclusive Tables is a program that provides Sapphire Reserve cardmembers access to dinner reservations at select restaurants during peak hours. Cardmembers can receive up to $300 annually in statement credits for dining at restaurants participating in the Sapphire Reserve Exclusive Tables programOpens overlay.
The $300 total is divided into two $150 statement credits: cardmembers can get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually.
To start using the program, cardmembers need to link their Sapphire Reserve credit card to their OpenTable account. Visit OpenTable’s websiteOpens overlay for more information. Also, see the Sapphire Reserve Exclusive Tables FAQOpens overlay for additional information around this benefit.
In summary
Whether you like eating out or ordering in, the Chase Sapphire Reserve card’s dining benefits can help you earn points. Eligible dining purchases can qualify for 3x points when you use your Sapphire Reserve card. This can include sit-down restaurants, fast food, cafes, coffee shops and many other places that primarily make and serve food.
Other dining benefits—like access to Sapphire Reserve Exclusive Tables—may be appealing to foodies and non-foodies alike. The perks and benefits included with the Sapphire Reserve card, which does come with an annual fee, extend beyond dining.
