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Chase High School Checking℠

 

Build money confidence using the tools and resources from Chase High School Checking. This checking account is for teens (13 to 17 years old at account opening) with their parent/guardian as a co-owner and no Monthly Service Fee .

Power up your teen’s financial journey

$0 Monthly Service Fee

  • Let your teen manage money with confidence with a $0 Monthly Service Fee.
  • Have peace of mind with no overdraft fees.

Help build financial independence

  • Your teen gets their own debit card—and can add it to their digital wallet.
  • Stay on top of your teen’s account activity with Account Alerts.

Access, send and receive money anytime

  • Make it easy for your teen to access their money from anywhere with the Chase Mobile® app and thousands of ATMs and branches.
  • With Zelle®, your teen can pay friends and family even if they don't bank with Chase.
  • Simplify payday with Chase QuickDeposit or direct deposit.

Save for the future

  • Supercharge their savings goals with automatic transfers from checking to savings with Autosave.
  • No Monthly Service Fee on a Chase Savings℠ account for students younger than 18.

Get your teen started with an account

Account must be opened in-branch with both the parent/guardian and student present. Schedule a meeting with a banker to open a checking account. Bring these required documents (PDF) to open an account.

 

For students 13 to17 years old at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's personal Chase checking account. Linked accounts exclude Chase High School Checking, Chase College Checking℠, Chase Secure Checking℠ and Chase First Checking℠.

 

Account subject to approval. Go to a Chase branch for more information.
See Additional Banking Services and Fees (PDF) for more information.

Student banking resources

Explore more options and banking tips for students and parents alike.

The right account for you

After you turn 19, your Chase High School Checking account will convert to a Chase Total Checking® account. However, we offer other accounts that may be a better fit.

Banking that grows with your family

Explore more options and tools for your family’s financial journey.

Chase Savings℠

Help your teen stay on top of their financial goals with a Chase Savings account. No Monthly Service Fee for students under the age of 18.

Chase First Banking℠

Parent-owned account designed with kids ages 6 to 12 in mind and available for kids 6 to 17 years old.

Chase College Checking℠

Are you a student aged 17 to 24? You may qualify for $0 Monthly Service Fee (5 years maximum).

More financial education for teens

Can a teenager open a bank account?

Online jobs for high school students

What is a student checking account?

Find a Chase ATM or branch

 

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

FAQs

Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying Chase checking account which must be linked to the High School Checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.

 

High School Checking has no monthly service fee. Standard Overdraft Practice and Chase Debit Card Coverage℠ aren't available.

To open an account in the branch, students must have a parent or guardian with them. The parent or guardian must have a qualifying checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.

 

Students should bring at least one primary ID and one secondary ID. See acceptable forms of identification to open an account (PDF).

Non-U.S. citizens can open a Chase High School Checking℠ account in any Chase branch with a Passport with photo and the Student INS I-20 or ICE I-20 form OR Passport with photo and the DS-2019 form. Non-U.S. students also need a residential address and a parent or legal guardian.

When the student turns 19, their Chase High School Checking account will convert to a Chase Total Checking account and they'll receive a new Chase debit card. The parent/guardian from the Chase High School Checking account will remain as a co-owner of the Chase Total Checking account unless removed.

Eligible students 17 years or older can change their account from a High School Checking account to a Chase College Checking account by seeing a banker at a Chase branch. You'll need proof of student status (for example, a transcript or acceptance letter) and expected graduation date. If you have questions about acceptable forms of identification, contact the branch for more information.