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We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

High School Checking Account

   

 

Chase High School Checking℠

Tailored content and experiences to help your teen understand money basics, so they can start off on the right foot. Go to a branch to open a Chase High School Checking account that includes direct deposit and Zelle® .

No monthly service fee

  • No monthly service fee on Chase High School Checking for students 13-17 at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking℠, Chase College Checking℠, Chase Secure Checking℠ and Chase First Checking℠.
  • No monthly service fee on a Chase Savings℠ account for students younger than 18

Security for you and your teen

  • Fraud monitoring on debit card purchases
  • No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection
  • See how, where and when your teen is spending, making withdrawals and depositing money with the Chase Mobile® app
  • Set up account alerts and have them sent to your device

Send money quickly

Money tips

  • Teach your children to save with Autosave — set, track and help them meet their savings goals
  • You don’t have to do it alone! Receive tailored content and experiences to help you and your teen build good money habits

Get your teen started with an account

Account must be opened in branch - schedule a meeting with a banker to open an account.

Account subject to approval. Go to a Chase branch for more information.
See Additional Banking Services and Fees (PDF) for more information.

The right account for you

After you turn 19, your Chase High School Checking account will convert to a Chase Total Checking® account. If you’re off to college, there may be a better option for you.

 

Student banking resources

Explore more options and banking tips for students and parents alike.

Learn more about options for students and parents

Frequently asked questions about Chase High School Checking℠

Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying Chase checking account which must be linked to the High School Checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.

 

High School Checking has no monthly service fee. Standard Overdraft Practice and Chase Debit Card Coverage℠ aren't available.

To open an account in the branch, students must have a parent or guardian with them. The parent or guardian must have a qualifying checking account. Qualifying accounts exclude Chase High School Checking, Chase College Checking, Chase Secure Checking and Chase First Checking.

 

Students should bring at least one primary ID and one secondary ID. See acceptable forms of identification to open an account (PDF).

Non-U.S. citizens can open a Chase High School Checking℠ account in any Chase branch with a Passport with photo and the Student INS I-20 or ICE I-20 form OR Passport with photo and the DS-2019 form. Non-U.S. students also need a residential address and a parent or legal guardian.

When the student turns 19, their Chase High School Checking account will convert to a Chase Total Checking account and they'll receive a new Chase debit card. The parent/guardian from the Chase High School Checking account will remain as a co-owner of the Chase Total Checking account unless removed.

Eligible students 17 years or older can change their account from a High School Checking account to a Chase College Checking account by seeing a banker at a Chase branch. You'll need proof of college/university student status (for example, a transcript or acceptance letter) and expected graduation date. If you have questions about acceptable forms of identification, contact the branch for more information.

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