FREEDOM FLEX®
LEVEL-UP YOUR CASH BACK GAME
EARN CASH BACK
5% ON QUARTERLY ROTATING BONUS CATEGORIES
Activate each quarter to earn 5% cash back up to the quarterly maximum on popular rotating categories like groceries and gas.
5% ON CHASE TRAVEL
Earn big when you book, then feel smart throughout your trip as you earn toward the next one.
3% ON DINING, IN OR OUT
No matter your preference, you'll earn cash back at restaurants and with eligible delivery services.
3% IN DRUGSTORES
You might still have to stand in line, but just put in your earphones and think about your cash back.
1% ON ALL OTHER PURCHASES
Earn on every purchase, every day.
HERE’S HOW BONUS CATEGORIES WORK
ACTIVATE
Activate your bonus earnings every quarter—online, in the app, over the phone, in person, or by email. Worried you might forget? Sign up for alerts and we’ll remind you.
EARN
You’ll earn 5% cash back in the bonus categories, up to a total of $1,500 in combined purchases. After that, you’ll still earn 1% cash back on all purchases.
ENJOY
Visit Chase Ultimate Rewards® to see your earnings broken out by category and redeem. If you activate after the quarter starts, your rewards will be applied retroactively. So simple.
JUST A FEW MORE INCREDIBLY GREAT THINGS ABOUT THIS CARD
Rewards don’t expire
Redeem right away or take as long as you like. Save up for a big purchase, plan a trip, or use your rewards for a statement credit toward your balance.
World Elite Mastercard® Benefits
Enjoy exclusive benefits from merchant partners like Lyft, Instacart, Peacock, and more across safety & security, everyday value, and travel & experiences.
Fraud alerts
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
DON'T HAVE A FREEDOM CARD?
Find the Chase Freedom card that's right for your cashbacking style.
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