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How to use the $250 credit with The Shops at Chase

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    Quick insights

    • Eligible Chase Sapphire Reserve® cardmembers can receive a $250 credit for The Shops at Chase, an online marketplace.
    • To qualify for this shopping credit, cardmembers must spend $75,000 on their Sapphire Reserve card within a calendar year. This credit will be available for the remainder of the year in which the $75,000 was spent and through the next calendar year.
    • The Sapphire Reserve credit card offers a variety of other rewards, including credits for travel and dining.

    The Shops at Chase is an online marketplace where Chase cardmembers can explore a curated selection of brands, receive exclusive offers and earn and redeem points. For Chase Sapphire Reserve cardmembers, this shopping portal may be particularly appealing.

    Upon meeting the annual spending requirement, Sapphire Reserve cardmembers become eligible for a $250 credit at The Shops at Chase. This marketplace features a range of brands you’ve probably heard of, so you might earn this credit on purchases you would have made anyway—or treat yourself to something special.

    Read on to discover how eligible Sapphire Reserve cardmembers can earn the $250 credit with The Shops at Chase.

    The Shops at Chase $250 credit through Sapphire Reserve

    The Shops at Chase is an online shopping portal where Chase cardmembers can browse a mix of brands. Eligible Chase Sapphire Reserve cardmembers can receive a $250 credit to use in this shopping portal in addition to other exclusive offers.

    To qualify for the credit, Sapphire Reserve cardmembers must meet an annual spending requirement of $75,000 on their credit card account. Although the Sapphire Reserve card has an annual fee, it may be worth it for those who plan to maximize the available benefits.

    To browse The Shops at Chase, log in to your account through the Chase website or Chase mobile app. 

    How the $250 The Shops at Chase credit works

    Once Sapphire Reserve cardmembers meet the annual spending threshold of $75,000, the $250 The Shops at Chase credit becomes available. To receive the credit, cardmembers must make purchases at Shops at Chase using their Sapphire Reserve card, and they will automatically get reimbursed up to $250 for these purchases.

    Reimbursement is provided through statement credits (money credited to the account), which typically appear on their monthly credit card statement within 1-2 billing cycles. After meeting the annual spending requirement and making eligible purchases, no further action is needed to activate The Shops at Chase credit.

    The credit can be applied across multiple purchases at The Shops at Chase. For instance, if you make a $120 purchase in May and a $200 purchase in August of the same year, you’d receive a $120 credit for the first purchase and $130 credit for the second, reaching the annual maximum of $250.

    The credit can also be used for purchases exceeding $250. Let’s say you make a $400 purchase at The Shops at Chase. You’d receive the full $250 credit as reimbursement, leaving you responsible for the remaining $150.

    More rewards with Chase Sapphire Reserve

    The $250 The Shops at Chase credit is just one of the many benefits of the Chase Sapphire Reserve credit card. The card offers a variety of travel and dining rewards, including:

    • 8x points on purchases made through Chase Travel℠
    • 4x points on flights and hotels booked direct
    • 3x points on dining at restaurants, including eligible delivery services, takeout and dining out
    • 1 point on all other eligible purchases

    Explore how you can earn these rewards, as well as travel and dining credits, through the Sapphire Reserve credit card.

    In summary

    Chase Sapphire Reserve cardmembers qualify for a $250 shopping credit after spending $75,000 on their credit card account within a calendar year. Eligible cardmembers can receive up to $250 in reimbursement via statement credits for purchases made at The Shops at Chase, Chase’s online shopping portal.

    In addition to the shopping credit, Sapphire Reserve cardmembers receive a broad array of rewards, including credits for travel and dining.

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