Earn 3x points on Plum Guide with the Chase Sapphire Preferred® card

PublishedAug 7, 2026|Time to read min

      Quick insights

      • The Sapphire Preferred credit card earns 3x points on Plum Guide bookings. 
      • Plum Guide lists a variety of vacation home options, including curated properties across the United Kingdom, Europe and parts of the U.S. and Asia.
      • Additional fees for services outside of the rental home itself do not earn points at an accelerated rate.

      Plum Guide is a vacation rental home site geared toward luxury seekers and design enthusiasts. Acting as curators, Plum Guide’s “Home Critics” put homes through a rigorous multi-point inspection before listing them on the site. Travelers in search of an elevated experience without having to sift through reviews may turn to this curated vacation rental site. 

      And if you’re using a Sapphire Preferred card to book through Plum Guide, the points you earn through booking directly with the site may be a welcome benefit as well. Read on to learn how Sapphire Preferred cardmembers can earn points when booking through Plum Guide.

      Earn 3x points for bookings with Plum Guide

      All purchases with the Sapphire Preferred card earn points, but there are some spending categories and purchases that allow cardmembers to earn points at an accelerated rate. Plum Guide bookings are one such purchase. 

      When cardmembers use their Sapphire Preferred credit card to book directly with Plum Guide, they earn 3 points for every dollar spent. For example, if a Plum Guide rental costs $7,000 for the duration of your stay, cardmembers earn 21,000 points. This is higher than the 1x point earn rate.

      Keep in mind that the Sapphire Preferred card has an annual fee.

      Which Plum Guide purchases earn 3x points?

      Vacation home listings booked through Plum Guide earn 3x points. Listings include options from architecturally stunning city penthouses to meticulously designed countryside estates (specific listings and availability may vary).

      When looking for properties on the site, you can search by date, location and number of guests. You can then filter results by additional categories including the type of property, number of bathrooms and bedrooms and several amenities. When clicking on a listing, you can view professional photos of the property, a description of the property, a list of amenities and the price of the rental including applicable fees.

      Do all Plum Guide vacation rental purchases earn 3x points?

      Bookings made directly with Plum Guide earn 3x points. However, additional fees tied to a vacation rental that are charged separately from the rental booking may not qualify.

      For example, if the home you’re renting offers a private chef, daily housekeeping or airport transfers for an extra fee, the related additional fees will not qualify to earn 3x points. 

      Because rental terms and conditions can vary by property, you may want to confirm their individual guidelines to determine how your rental and any additional bookings or fees are handled.

      Earning points for travel with Sapphire Preferred

      Cardmembers can earn 3x points when booking properties through some other vacation home rental sites. For the full list of participating vacation home rental sites earning 3x points, see the Sapphire Preferred cardmember benefit details for more information.

      Vacation sites that are not eligible for 3x points still earn rewards points. With Sapphire Preferred, cardmembers earn 5x points on travel booked through Chase Travel℠; 3x points on Plum Guide and other specified bookings; and 2x points on all other travel purchases. Cardmembers can also receive an annual hotel credit when booking a hotel through Chase Travel. 

      In summary

      Sapphire Preferred cardmembers can earn 3x rewards points when booking vacation homes through Plum Guide and some other vacation home rental sites. Cardmembers earn 2x points on travel purchases, so vacation rentals that do not earn 3x points may still earn rewards at an accelerated rate. Points can be redeemed for travel, cash back, statement credits, gift cards and more.

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