How to use Chase Ultimate Rewards® for travel
Whether you're a longtime cardholder or just starting your credit card journey with Chase, you may be wondering: What is the best way to use Chase points? The answer will be different for everyone, but if you like to travel, you may find that using your points on your trips is your favorite way to spend them. Learning how to use Chase Ultimate Rewards to make the most of your points could help you pack in a few extra adventures when planning your next getaway.
How to earn Ultimate Rewards points
With select Chase credit cards, you can earn points through welcome bonus offers or by making eligible purchases. Points can be redeemed through the Chase Ultimate Rewards portal.
You may also earn Ultimate Rewards at an accelerated rate on certain purchases or bonus categories—the typical rate is one point earned per dollar spent.
Redeeming Ultimate Rewards points for travel
As a general rule of thumb, one point equates to $0.01 in redeemable value. This can fluctuate, however, depending on how you decide to redeem your points. When it comes to travel there are two main ways to redeem Ultimate Rewards points:
- Booking travel directly through the Chase TravelSM portal.
- Transferring your points to Chase travel partners, such as airlines and hotels.
Using Ultimate Rewards points for travel
If you decide to redeem your Ultimate Rewards points to book travel, you may want to know what your options are. The main way you can redeem your points is through the Chase Travel portal. There, you can directly find, book and pay for travel expenses such as flights, hotels, car rentals, cruises, tours and other activities or transfer points to hotel and airline partners.
You also may be able to transfer your Ultimate Rewards to Chase select travel partners, i.e. airlines and hotels.
In summary
There's no right or wrong when it comes to how to redeem Ultimate Rewards points. However, if you've been bitten by the travel bug, you may find the best way to use them is by transferring them to Chase partners or booking through the Chase Travel portal. Take some time to compare points transfers and the travel portal and see which one helps you make the most out of your points.
