The Hardest Hit Fund, established by the U.S. Department of the Treasury, helps homeowners who are having difficulty making their mortgage payments. Designed for specific states where housing has been most affected by the economic downturn, this program provides mortgage assistance to those who are unemployed, underemployed and who owe more than their home is currently worth.
The Hardest Hit Fund programs are also designed and administered at the state level and are customized specifically to address the housing issues that affect each state.
How to apply
The first step is to apply for assistance with your state. Check the list below to see if your state is eligible and then select it to learn which programs are available to you and how to get started.
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The Hardest Hit Fund is Available in the following states: