FREEDOM FLEX®
LEVEL-UP YOUR CASH BACK GAME
EARN CASH BACK
5% ON CHASE TRAVEL
Earn big when you book, then feel smart throughout your trip as you earn toward the next one.
3% ON DINING, IN OR OUT
No matter your preference, you'll earn cash back at restaurants and with eligible delivery services.
3% IN DRUGSTORES
You might still have to stand in line, but just put in your earphones and think about your cash back.
1% ON ALL OTHER PURCHASES
Earn on every purchase, every day. Plus earn 5% total in quarterly rotating bonus categories.
ACTIVATE THIS QUARTER’S BONUS CATEGORIES
Activate now and earn 5% cash back from April 1, 2026 through June 30, 2026 on up to $1,500 in combined purchases in this quarter's categories. Activate by June 14, 2026. You are only required to activate once in the quarter.
Amazon
Chase Travel℠
Feeding America®
Get 5% cash back on Amazon
What you need to know about this category
The Amazon category includes purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's marketplace) and Whole Foods Market (including physical Whole Foods Market, and the website accessible at www.wholefoodsmarket.comOpens overlay).
The Amazon category does not include (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon, (iii) purchases made at international Whole Foods Market sites, (iv) purchases of Whole Foods Market products or services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market (including through buyatab.comOpens overlay), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Market sites, (vii) purchases of massage services at any Whole Foods Market site, or (viii) purchases from Spa@Ink, in each case in Amazon's sole discretion.
Get 5% cash back on Chase Travel
What you need to know about this category
This category includes prepaid travel purchases made on chasetravel.com or by calling the number on the back of your card to book. Eligible travel purchases include airline tickets, hotels, car rentals, cruises, activities and tours. Any items or charges not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Travel purchases through FROSCH and its family of travel companies will not qualify even if you call the number on the back of your card to book. Any portion of your purchase paid for using points will not qualify.
Get 5% cash back on the Feeding America
What you need to know about this category
To ensure your charitable donation is eligible for the 5% Cash Back reward, be sure to donate directly through Feeding America's official channels using the links provided here or on the Merchant List page. Local chapters may not be eligible due to transaction processing procedures.
HERE’S HOW BONUS CATEGORIES WORK
ACTIVATE
Activate your bonus earnings every quarter—online, in the app, over the phone, in person, or by email. Worried you might forget? Sign up for alerts and we’ll remind you.
EARN
You’ll earn 5% cash back in the bonus categories, up to a total of $1,500 in combined purchases. After that, you’ll still earn 1% cash back on all purchases.
ENJOY
Visit Chase Ultimate Rewards® to see your earnings broken out by category and redeem. If you activate after the quarter starts, your rewards will be applied retroactively. So simple.
JUST A FEW MORE INCREDIBLY GREAT THINGS ABOUT THIS CARD
Rewards don’t expire
Redeem right away or take as long as you like. Save up for a big purchase, plan a trip, or use your rewards for a statement credit toward your balance.
Cell Phone Protection
Cell Phone Protection will cover eligible losses incurred through 09/19/26 and will be discontinued 09/20/26.
World Elite Mastercard® Benefits
Enjoy exclusive benefits from merchant partners like Lyft, Instacart, Peacock, and more across safety & security, everyday value, and travel & experiences.
Fraud alerts
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
DON'T HAVE A FREEDOM CARD?
Find the Chase Freedom card that's right for your cashbacking style.
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