How to use Chase Ultimate Rewards® when booking a hotel

Quick insights

If you're planning a trip and need to book a hotel, you may be wondering if you can use your Chase Ultimate Rewards^® points toward your hotel stay. If you want to use points to pay for your hotel (fully or partially), you can do that in a couple of different ways. Keep reading to learn more about using Ultimate Rewards points for hotels.

How to book hotels through Ultimate Rewards

Chase Travel allows you to book a hotel using your points.

Cardmembers with multiple eligible Chase credit cards that earn Ultimate Rewards can pool their points to get the most out of them. When you book your hotel through Chase Travel, you can earn an accelerated earn rate on reservations paid with your eligible Chase card.

For select cards, Ultimate Rewards points can also be used with Chase hotel partners through Chase's point transfer program. Booking your hotels this way can allow you to reap some additional benefits of the loyalty program, such as room upgrades, complimentary breakfasts or complimentary nights. Note that some program benefits are subject to availability and may vary by property.

Benefits of booking hotels through Chase Travel

Booking hotel stays through Chase Travel as a Chase cardmember may come with additional benefits. For example, certain Chase travel credit cards offer hotel statement credits for eligible prepaid hotel bookings made through Chase Travel. Eligible cardmembers may also have access to Points Boost offers, which increase the value of points on select hotels and flights when booked through Chase Travel.

Participating cards include the Chase Sapphire Reserve, Sapphire Reserve for Business^℠, Chase Sapphire Preferred^®, Ink Business Preferred^® Credit Card and Ink Plus^® Business Credit Card. For added flexibility, you can often use points, cash, or a combination of both to pay for your stay. Offer availability, participating brands, and card eligibility are subject to change; cardmembers should review current terms and conditions before booking.

If you have a Sapphire Reserve or Sapphire Reserve for Business card, you also get access to The Edit by Chase Travel^®. The Edit is a curated collection of inspired stays with benefits like a property credit, daily breakfast for two, a welcome amenity, room upgrades if available and more.  Some program benefits for The Edit are subject to availability and may vary by property.

In addition to your credit card points, you may also be able to earn hotel loyalty rewards depending on the property. You can look for "eligible" banners on the Chase Travel search results page to see if your stay will count toward your preferred loyalty program.

The differences between Chase cards and partner cards

The above information about Ultimate Rewards points is only applicable to Chase-branded credit cards. However, Chase also offers co-branded cards with hotel partners. These cards don't earn Ultimate Rewards points but do offer alternative opportunities for redeeming rewards.

For co-branded cards, you still can earn points through purchases, but they'll be redeemable through that specific partner's loyalty program. This means a co-branded hotel rewards credit card could be a good option if you're a traveler who prefers to frequent a specific hotel chain.

Options for points redemption with co-branded cards are different overall than Ultimate Rewards points, and these cards may appeal to people who book hotels often. Additionally, you could earn perks like price deals, complimentary breakfasts, complimentary stays and room upgrades, early check-in, late check-out and more. Note that some program benefits are subject to availability and may vary by property.

In summary

When it comes to booking a hotel room with credit card points, there are a few different ways to do it. If you have an eligible Chase card, you can use Chase Travel or you can book directly with Ultimate Rewards partner hotels. If you have a Chase card that's co-branded with a hotel partner, you can earn loyalty points when you make purchases, which you can redeem through the hotel’s website.