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Which Southwest Rapid Rewards® Credit Card is right for me?

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    If you're ready to hit the skies, a Southwest Rapid Rewards Credit Card may be the next credit card in your wallet. With three great options, the Southwest Credit Card trio comes with a variety of perks and their exclusive loyalty program, Southwest Rapid Rewards. Southwest Credit Cards include the Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, and Southwest Rapid Rewards Priority Credit Card. The next step is figuring out which one is right for you.

    What is the Southwest Rapid Rewards program?

    The Rapid Rewards program is the points program used by Southwest Airlines® and its partners. As a Rapid Rewards Credit Cardmember, you have access to a range of benefits that help you get the most from your travel and your card. Once you start using your card, you may earn points for every dollar spent on Southwest® flights, as well as with every dollar spent on the airline's hotel, car rental, and retail partners. In addition, Cardmembers may earn points through everyday purchases.

    In addition to using points for reward flights, Cardmembers may also use their points for gift cards, merchandise, international flights on global carriers, hotel stays, rental cars, and exclusive Cardmember events. With the Rapid Rewards® program, your points don't expire as long as the account remains open, and if you're short on points to qualify for an experience, you may purchase more.

    What are the Southwest Rapid Rewards Credit Card benefits?

    There are three different cards reflecting three different levels, but they all come with a standard set of features. Some of the standard airline credit card benefits include:

    New Cardmember offers

    Each of the Southwest Rapid Rewards Credit Cards comes with an introductory offer when you meet the spending requirements. For the latest information, visit the Southwest Rapid Rewards Credit Card site.

    Anniversary points each year

    All of the Southwest Rapid Rewards Credit Cards offer bonus points after your Cardmember anniversary. For the latest information, visit the Southwest Rapid Rewards Credit Cards site.

    Earning points

    Cardmembers may earn points on flights made directly with Southwest Airlines and on everyday purchases made with Southwest partners.

    Redeeming points

    Cardmembers may redeem their points for Southwest flights, gift cards, merchandise, international flights on global partner carriers, hotel stays, rental cars, and other exclusive Cardmember experiences.

    No blackout dates

    The cards have no blackout dates, which gives you more options when booking a trip.

    Lost luggage reimbursement

    If you or an immediate Family Member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per Passenger.

    Baggage delay insurance

    Get reimbursed for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for three days.

    Extended Warranty protection

    Extend the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

    Purchase protection

    Cover your new credit card purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

    Beyond these standard features, each Southwest Credit Card offers a notable set of additional perks and ways to earn and redeem points:

    Southwest Rapid Rewards Plus Credit Cards

    In addition to earning more points on Southwest purchases and all other purchases, Cardmembers may also enjoy 3,000 anniversary points each year, two EarlyBird Check-In® each year, 25 percent back on inflight purchases, and travel and purchase coverage.

    With a Southwest Rapid Rewards Plus Credit Card, Cardmembers may earn:

    • Two points per dollar spent on Southwest purchases.
    • Two points per dollar spent on Rapid Rewards hotel and car rental partners.
    • Two points per dollar spent on local transit and commuting, including rideshare.
    • Two points per dollar spent on internet, cable, phone services; and select streaming.
    • One point per dollar spent on all other purchases.

    Cardmembers may enjoy the benefits of flying Southwest, such as:

    • No fee to check your bags.
    • No change fees.
    • Unlimited reward seats with no blackout dates or seat restrictions.

    For the latest information, visit the Southwest Rapid Rewards Plus site.

    Southwest Rapid Rewards Premier Credit Card

    For the latest information on new Cardmember offers, visit the Southwest Rapid Rewards Premier site.

    In addition to earning more points on Southwest purchases, Southwest Rapid Rewards Premier Cardmembers may also enjoy 6,000 anniversary points each year, two EarlyBird Check-In each year, 25 percent back on inflight purchases, and travel and purchase coverage.

    With a Southwest Rapid Rewards Premier Credit Card, Cardmembers may earn:

    • Three points per dollar spent on Southwest purchases.
    • Two points per dollar spent on Rapid Rewards hotel and car rental partners.
    • Two points per dollar spent on local transit and commuting, including rideshare.
    • Two points per dollar spent on internet, cable, phone services; and select streaming.
    • One point per dollar spent on all other purchases.
    • 1,500 tier qualifying points towards A-List and A-List Preferred status for every $10,000 spent annually.

    Cardmembers may enjoy the benefits of flying Southwest, such as:

    • Bags fly for no fee.
    • No change fees.
    • Unlimited reward seats with no blackout dates or seat restrictions.

    For the latest information, visit the Southwest Rapid Rewards Premier site.

    Southwest Rapid Rewards Priority Credit Card

    In addition to earning more points on Southwest purchases, Southwest Rapid Rewards Priority Cardmembers may also enjoy 7,500 anniversary points each year, a $75 annual Southwest travel credit, four Upgraded Boardings per year when available, 25 percent back on inflight purchases, and travel and purchase coverage.

    With a Southwest Rapid Rewards Priority Credit Card, Cardmembers may earn:

    • Three points per dollar spent on Southwest purchases.
    • Two points per dollar spent on Rapid Rewards hotel and car rental partners.
    • Two points per dollar spent on local transit and commuting, including rideshare.
    • Two points per dollar spent on internet, cable, phone services; and select streaming.
    • One point per dollar spent on all other purchases.
    • 1,500 tier qualifying points towards A-List and A-List Preferred status for every $10,000 spent annually.

    For the latest information, visit the Southwest Rapid Rewards Priority site.

    Choosing the right Southwest Rapid Rewards Credit Card

    With three types of Southwest Rapid Rewards Credit Cards, there's a Southwest card for every type of Southwest fan, from occasional traveler to ultra-frequent flyer. All you need to do is apply the one that fits your travel style.

    Find a credit card

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