Which United credit card is best for me?

Quick insights

If you fly with United Airlines, you may benefit from having a United rewards credit card. Chase United credit cards may be suitable for both frequent and occasional travelers who book with United. These cards may also be a great option for people who are looking for extras like complimentary checked bags, statement credits and more. With several cards to choose from, you just might find a United credit card that works for you.

United credit card perks

You may be wondering which United credit card is the best for you and your lifestyle. There are, currently, six United credit cards, including two business credit cards, each with a compelling set of perks. The six United Airlines credit cards include:

United Gateway℠ Credit Card

If you’re an occasional flyer who’s looking to earn miles on everyday purchases, the United Gateway℠ Card could be a good fit for your lifestyle. The card offers select perks for travelers including:

• 2 miles per $1 spent on United purchases, local transit and commuting (including rideshare) and at gas stations
• 1 mile per $1 spent on all other purchases
• 25% back on United inflight purchases
• Earn 2 checked bags after you spend $10,000 on purchases in a calendar year
• MileagePlus^® program benefits

United℠ Explorer Card

If you fly United a few times a year but don’t have elite status, you may want to consider the United℠ Explorer Card. Cardmembers receive:

• 2 United Club℠ one-time passes after account opening and each year for your Cardmember anniversary
• Free first checked bag (terms apply)
• Priority boarding
• Up to $120 Global Entry,TSA PreCheck^® or NEXUS fee credit
• 25% back on United inflight purchases

Cardmembers can earn:

• 2 miles per $1 spent on United purchases
• 2 miles per $1 spent on dining, including eligible delivery services
• 1 mile per $1 spent on all other purchases
• Annual $100 United^® travel credit after you spend $10,000 on purchases with your United℠ Explorer Card within a calendar year
• 10,000-mile award flight discount after spending $20,000 on purchases each calendar year
• Up to 1,000 Premier^® qualifying points (PQP) per calendar year
• MileagePlus^® program benefits

United Quest℠ Credit Card

If you’re looking for the sweet spot between the United℠ Explorer Card and the premium United Club℠ Card, the United Quest℠ Card provides a blend of perks that may be ideal for travelers looking to redeem and earn miles.

The United Quest℠ Card offers:

• Free first and second checked bags (terms apply)
• Priority boarding
• Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
• 25% back on United inflight purchases
• 10,000-mile award flight discount annually
• $200 annual United travel credit

Cardmembers can earn:

• 5 total miles per $1 spent on hotel accommodations when you prepay directly through Renowned Hotels and Resorts using your United Quest℠ Card
• 3 miles per $1 spent on United purchases
• 2 miles per $1 spent on other travel, dining (including eligible delivery services) and select streaming services
• 1 mile per $1 spent on all other purchases
• 10,000-mile award flight discount after spending $20,000 on purchases each calendar year
• 2 global Economy Plus^® seat upgrades after spending $40,000 on purchases each calendar year
• Up to 18,000 Premier^® qualifying points (PQP) per calendar year
• MileagePlus^® program benefits

United Club℠ Credit Card

A card that may be ideal for frequent travelers looking to upgrade their trip experience from start to finish, the United Club℠ Card offers an array of extras.

The United Club℠ Card offers:

• United Club℠ membership (at least a $750 value per year)
• Free first and second checked bags (terms apply)
• Premier Access^® travel services, including priority check-in, security screening, boarding and baggage handling privileges (where available)
• Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
• 25% back on United inflight purchases

Cardmembers can also earn:

• 5 total miles per $1 spent on hotel accommodations when you prepay directly through Renowned Hotels and Resorts using your United Club℠ Card
• 4 miles per $1 spent on United purchases
• 2 miles per $1 spent on other travel and dining (including eligible delivery services)
• 1 mile per $1 spent on all other purchases
• 10,000-mile award flight discount after $20,000 in purchases—up to two times each calendar year
• Up to 28,000 Premier^® qualifying points (PQP) per calendar year
• MileagePlus^® program benefits

United℠ Business Card

If you’re a business owner who travels, the United℠ Business Card could be a good choice for you.

Cardmembers are offered:

• 2 United Club℠ one-time after account opening and each year for your Cardmember anniversary
• Free first checked bag (terms apply)
• Priority boarding
• 25% back on United inflight purchases

Cardmembers can earn:

• 2 miles per $1 spent on United purchases
• 2 miles per $1 spent on dining, including eligible delivery services
• 2 miles per $1 spent at gas stations
• 2 miles per $1 spent at office supply stores
• 2 miles per $1 spent on local transit and commuting
• 1 mile per $1 spent on all other purchases
• $125 United travel credit after taking 5 United flights of $100 or more each calendar year
• 2 continental U.S. Economy Plus^® seat upgrades after spending $25,000 on purchases each calendar year
• Up to 4,000 Premier^® qualifying points (PQP) per calendar year
• MileagePlus^® program benefits

United Club℠ Business Card

The United Club℠ Business Card may be a good option for business owners who fly with United and are looking to travel with less stress and more perks.

United Club℠ Business cardmembers receive:

• United Club℠ membership (at least a $750 value per year)
• Free first and second checked bags (terms apply)
• Premier Access^® travel services, including priority check-in, security screening, boarding and baggage handling privileges (where available)
• Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
• 25% back on United inflight purchases

Cardmembers may earn:

• 5 miles per $1 spent on hotel accommodations when you prepay directly through Renowned Hotels and Resorts using your United Club℠ Business Card
• 2 miles per $1 spent on United purchases
• 1.5 miles per $1 spent on all other purchases
• 2 global Economy Plus^® seat upgrades after spending $40,000 on purchases each calendar year
• Up to 28,000 Premier^® qualifying points (PQP) per calendar year
• MileagePlus® program benefits

Which United credit card should I choose?

When deciding which United credit card might be right for you consider how often you fly with United and your travel benefit preferences.

With cards for different lifestyles, there may be a United card for you. And whatever choice you make, using a United credit card could be a smart way to earn miles and travel rewards.