FREEDOM
HERE'S YOUR 5% CASH BACK CALENDAR

You'll earn unlimited 1% cash back on all purchases. In addition, you'll earn 4% cash back on up to $1,500 spent in combined purchases in the bonus categories from April 1 - June 30, 2025. That's total of 5% cash back, which means you can earn up to $75 cash back ($15 cash back plus your $60 bonus cash back). You must activate your 5% cash back by June 14, 2025 and use your card between April 1 - June 30, 2025 in the bonus categories to earn bonus cash back.

Merchants who accept Visa/Mastercard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note, we make every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for reward offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.

In order for a purchase to qualify for 5% cash back in this quarter’s bonus categories, the purchase must post to your account by the last day of the quarter. Sometimes a merchant will charge your card on a date after you make a purchase, such as the shipping date, delivery date, or installation date, and as a result the purchase may not post to your account until after the end of the quarter.

We'll announce the categories each quarter when it's time to activate, so you'll know where you're earning 5% cash back for the coming quarter. This quarter you will earn 5% cash back on Amazon and Select Streaming Services from April 1 to June 30, 2025 AND in the Birthday Bonus category Internet, Cable, and Phone Services from June 1, 2025 - June 30, 2025. Activate now to earn 5% cash back on up to $1,500 in total combined purchases. You are only required to activate once in the quarter. See calendar

You'll earn 5% cash back on up to $1,500 in combined purchases on Amazon and Select Streaming Services when you use your card from April 1 - June 30, 2025 AND in the Birthday Bonus category Internet, Cable, and Phone Services from June 1, 2025 - June 30, 2025.

Only purchases for internet, cable, satellite television and radio, cellular, wireless data, and landline services will qualify. Purchases of equipment are not included. If you purchase or pay for your internet, cable, and satellite television, phone or related services in a merchant's store that is not classified by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant's store that is classified as a telephone equipment store.

The Amazon category includes purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's marketplace) and Whole Foods Market (including physical Whole Foods Market, and the website accessible at www.wholefoodsmarket.com).

Only subscription services paid for with the listed select merchants will qualify for this offer:

• Disney+
• Hulu
• ESPN+
• Netflix
• Sling
• Vudu
• Fubo TV
• Apple Music
• SiriusXM
• Pandora
• Spotify
• YouTube TV

***NEW to the category***

• HBO Max
• Paramount+
• Peacock
• Showtime

Purchases other than subscription services, e.g., music or video downloads, equipment, gift cards, are not included.

You’d be surprised! You can earn up to $75 bonus cash back each quarter ($15 cash back plus your $60 bonus cash back), and you always earn unlimited 1% cash back on all other purchases! Here’s a look at how your cash back can add up over just one quarter:

• Amazon quarterly spend of $600 earns $30 Quarterly Cash Back.
• Plus: Select Streaming Services quarterly spend of $100 earns $5 Quarterly Cash Back.

You always earn unlimited 1% cash back on all other purchases. See your Rewards Program Rules and Regulations/Agreement for details.

“Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value. You can use your points to redeem for cash through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States.

No. You will earn a total of 5% cash back even on purchases that may qualify in two or more eligible bonus categories; for example, using digital wallets at a restaurant when both are categories or buying gas at a gas station attached to a grocery store when both gas stations and grocery stores are bonus categories.

Yes. You’ll get 1% cash back on all other purchases every day with Chase Freedom.

Yes! You’ll earn unlimited 1% cash back at discount and warehouse stores. Chase Freedom always gives 1% cash back at stores like Walmart^® and Target^®.

No. You will always earn cash back on purchases made with your Chase Freedom card. However, a cash advance is not considered a purchase.

You earn a total of 5% cash back on up to $1,500 in combined purchases on Amazon and Select Streaming Services from April 1 - June 30, 2025. That means you earn 4% bonus cash back in addition to your 1% standard cash back, adding up to a total of 5% cash back.

On your statement, you'll see your rewards totaled as points in the Rewards Summary section. Your standard cash back will appear as it normally does. Your bonus cash back will be broken out separately into categories with a description of "Bonus from Q2 5% category." And if you activate after the quarter has started, you will still get your bonus cash back on applicable purchases made since April 1, 2025. It will show as "Retro(active) Q2 5% cat(egory) bonus."

In most cases, once you activate your 5% cash back in quarterly bonus categories, you’ll see your rewards on the same statement you see your purchases. However, if your purchase was made within 1-2 weeks before your statement closing date, you may see your corresponding rewards on your next statement.

The Amazon.com category includes purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com’s marketplace) and Whole Foods Market (including physical Whole Foods Market, and the website accessible at www.wholefoodsmarket.com).

The Amazon.com category does not include (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon, (iii) purchases made at international Whole Foods Market sites, (iv) purchases of Whole Foods Market products or services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market (including through buyatab.com), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Market sites, (vii) purchases of massage services at any Whole Foods Market site, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion.

Only subscription services paid for with the listed select merchants will qualify for this offer:

• Disney+
• Hulu
• ESPN+
• Netflix
• Sling
• Vudu
• Fubo TV
• Apple Music
• SiriusXM
• Pandora
• Spotify
• YouTube TV

***NEW to the category***

• HBO Max
• Paramount+
• Peacock
• Showtime

Purchases other than subscription services, e.g., music or video downloads, equipment, gift cards, are not included.

Purchases other than subscription services, e.g., music or video downloads, equipment, gift cards, etc.

Only purchases for internet, cable, satellite television and radio, cellular, wireless data, and landline services will qualify.

Purchases of equipment are not included. If you purchase or pay for your internet, cable, and satellite television, phone or related services in a merchant's store that is not classified by the merchant in the applicable services category, the purchase or payment will not qualify; for example, phone bill payments in a merchant's store that is classified as a telephone equipment store.