Car rental benefits with Chase Sapphire Reserve for Business℠
Quick insights
- The Chase Sapphire Reserve for Business card provides primary Auto Rental Coverage for business rentals, which can help save you time while you grow your business.
- Cardmembers can utilize a $300 annual travel credit that is automatically applied to eligible purchases, including rental cars.
- Cardmembers can receive elite status at partner car rental companies, and earn 8x points on all purchases booked through Chase Travel™, which includes rental car options.
When choosing ground transportation during a business trip, you may prioritize flexibility and reliable protection. Utilizing a dedicated travel credit card may help you streamline these arrangements while earning rewards on your reservations. Let's take a look at the specific rental car features of the Chase Sapphire Reserve for Business card to see how it can help you prepare for your next professional journey.
Why Chase Sapphire Reserve for Business is useful for renting cars
The Chase Sapphire Reserve for Business credit card may be a useful option for professional travelers due to its primary Auto Rental Coverage. When you decline the rental company’s collision insurance and charge the entire cost to your card, this benefit provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.
Some cards offer secondary coverage, which may require you to file a claim with your personal insurance provider first. By using this account for business rentals, you may be able to bypass your personal policy entirely and help protect yourself if an incident occurs.
Beyond protection, cardmembers earn 8x points on rental cars booked through Chase Travel. You can also benefit from the card’s $300 annual travel credit, which applies to eligible travel purchases including your ground transportation. The card also offers complimentary status with major rental agencies, which may include complimentary weekend rentals, vehicle upgrades and expedited service.
Additionally, if you experience a breakdown, the included Roadside Assistance may cover up to $50 per incident four times a year for services like a tow or tire change. This combination of insurance, rewards and convenience may help create a seamless experience for any professional managing a busy schedule.
Rental car agency benefits
Enrolling in the partner programs associated with your account allows you to access savings and service levels often enjoyed by frequent travelers.
- Avis: Cardmembers may receive up to 30% off base rates on qualifying rentals at over 5,000 locations worldwide. This partnership also includes automatic enrollment into Preferred Plus, which may provide complimentary weekend rentals and additional discounts on Select Series vehicles.
- Hertz: If you are enrolled in Hertz Gold Plus Rewards®, you can unlock additional privileges when paying with your card. These benefits may include special savings, faster service, extra hours on returns for U.S. rentals and bonus points within the Hertz rewards program.
- National: Cardmembers might save up to 25% on qualifying rentals at participating locations across the U.S., Canada, Latin America and the Caribbean. This benefit also includes a complimentary Emerald Club Executive level membership, which may make you eligible for a complimentary weekend day and a one-class vehicle upgrade.
- Primary business coverage: The card provides primary coverage for business trips, meaning you do not involve a personal insurer first. This can keep your professional travel separate from your personal insurance history and potential rate hikes.
How to book a rental car through Chase Travel
You can book your rental car through Chase Travel to earn 8x points on your purchase. The platform also allows you to browse vehicles from various national and local agencies to help you find a car that fits your specific needs. When you choose to book through Chase Travel, you can pay with cash, points or a combination of both.
Maximizing the $300 travel credit with car rentals
The $300 annual travel credit is a feature of the Chase Sapphire Reserve for Business that offers a flexible way to pay for travel purchases.
- Automatic reimbursement: You do not need to call or fill out forms to receive this benefit, as the system identifies eligible travel charges. This streamlined process can help you utilize the value offered by your card.
- Broad eligibility: The credit is not limited to airfare and covers a wide variety of expenses including parking fees, tolls and rental cars. This versatility can make it a useful tool for professionals who primarily travel by road.
- Full balance usage: If your total rental car bill is $500, the card will automatically reimburse the first $300, leaving you with a smaller remaining balance. This provides a cash flow benefit for your next professional trip.
- No minimum spend: The credit will continue to apply until you reach your annual maximum regardless of how many small rentals you have. This allows you to utilize the travel credit through various smaller business expenses throughout the account year.
The bottom line
The Chase Sapphire Reserve for Business card offers a combination of primary Auto Rental Coverage and special car rental benefits that can make it a useful option when booking rental cars for business travel. Cardmembers can book rental cars through Chase Travel to earn 8x points.
