Credit card basics
Credit cards can be useful when needed, but you can get the biggest benefits when you understand the basics of credit.
Learning about the basics of credit
credit card basicsHow to use Chase Shopping Portal to earn points
credit card basicsPros and cons of corporate credit cards
credit card basicsGuide to using online shopping portals to maximize rewards
Learn ways to use your credit card wisely
credit card basics
Understanding personal guarantees for a business loanA personal guarantee is a promise that requires a guarantor to accept full liability for a loan. Lean more about how personal guarantees work.
credit card basics
Should you cancel a store credit card?Store credit cards can be a positive way to build credit and gain deals on your favorite products. With that said, they could impact you negatively if you’re not careful. Learn if you should consider cancelling your store card.
credit card basics
What is an authorized user on a credit card?An authorized user is someone who has been added to a credit card account by its owner. They can make purchases but are not required to make credit card payments.
credit card basics
How to find the zip code on a credit cardTo find your credit card zip code, you can log in to your online card account and look for your billing address in the personal information section. Your zip code will be displayed here.
credit card basics
Over-limit fee: What it is & how it worksAn over-limit fee is a penalty charged when a cardmember exceeds their credit limit. Learn more about over-limit fees.
credit card basics
Guide to using online shopping portals to maximize rewardsOnline shopping portals can be a great way to earn additional credit card rewards. Learn how online shopping portals could help you to earn rewards.
credit card basics
What to do with expired or old credit cardsAn old or expired credit card should be cut into pieces with scissors, so it is unusable. Also consider using an appropriate shredder to destroy your old credit card.
credit card basics
Credit card late fees explainedCredit card issuers may charge late fees if cardmembers miss a minimum payment due. Learn how late fees work and how you could avoid them.
Explore financial education