Credit bureau reporting
Learn the importance of credit and how credit bureaus determine your credit report.
How credit bureau reporting works
Credit bureaus, also known as credit reporting agencies, collect your credit history to create detailed credit reports. From these reports, your credit score is calculated to show your creditworthiness.
Why is your credit report important?
Your credit report and credit score can impact major financial decisions and outcomes. Payment history, balance, credit limits and other information are reported that may be used to determine whether you qualify for a mortgage, car loan or credit card.
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