U.S. Consumer Privacy Notice

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Rev. October 2012



Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and income
  • account balances and transaction history
  • credit history and payment history
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Chase chooses to share; and whether you can limit this sharing.

Reasons we can
share your personal

Does Chase

Can you limit
this sharing?

For our everyday business purposes – such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For our affiliates' everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non affiliates to market to you Yes Yes
To limit our sharing
  • Call 1–888–868–8618 – our menu will prompt you through your choice(s) or
  • Visit us online
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 1–888–868–8618

Page 2


Who we are

Who is providing this notice? The JPMorgan Chase & Co. family of companies. A partial list of its U.S. consumer financial companies is located at the end of this document.

What we do

How does Chase
protect my personal
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
How does Chase collect my personal information?
We collect your personal information, for example, when you
  • open an account or make deposits or withdrawals from your account
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
What happens when I limit sharing
for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.


Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Our affiliates include companies with a Chase or JPMorgan name and financial companies such as J.P. Morgan Securities LLC.
Non affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • Non affiliates we share with can include companies such as retailers, auto dealers, auto makers and membership clubs
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include categories of companies such as insurance companies

Other important information

State Laws:
VT: Accounts with a Vermont mailing address are automatically treated as if
they have limited the sharing as described on page 1. For joint marketing, we
will only disclose your name, contact information and information about your
NV: We are providing you this notice pursuant to Nevada law. If you prefer not
to receive marketing calls from us, you may be placed on our Internal Do Not
Call List by calling 1–800–945–9470, or by writing to us at P.O. Box 659752,
San Antonio, TX 78265–9752.
For more information, contact us at the address above, or email
Privacy.Info@JPMChase.com, with "Nevada Annual Notice" in the subject line.
You may also contact the Nevada Attorney General's office: Bureau of
Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington
St., Suite 3900, Las Vegas, NV 89101; telephone number: 1–702–486–3132;
email BCPINFO@ag.state.nv.us.
CA: Accounts with a California mailing address are automatically treated as if
they have limited the sharing with non affiliates as described on page 1. CA
residents are provided a CA notice for additional choices.

Who is providing this notice?

JPMorgan Chase Bank, N.A.
J.P. Morgan Securities LLC.
Chase Insurance Agency, Inc.
Chase Bank USA, N.A.
Chase Bankcard Services, Inc.
Separate policies may apply to customers of certain businesses, such as J.P. Morgan's Private Bank or Private Wealth Management.