Welcome to Chase Secure Banking℠
Enjoy a simple, convenient checking account

Enjoy these conveniences and more
No overdraft fees
No overdraft fees. Spend only the money you have.
Chase Credit Journey®
With Chase Credit Journey®, get a free personalized score improvement plan, provided by Experian™.
Zero Liability protection
If you didn’t buy it, let us know right away. Zero Liability protection means we will reimburse you for charges you didn’t make.
Spending Planner
With Spending Planner, you can spot spending patterns and set budgets for different categories to help you stay on track.

You can skip the $4.95 Monthly Service Fee,,
- When you have direct deposits totaling $250 or more made into this account during each monthly statement period, OR
- While you’re 17–24 years old
Get that “just paid” feeling up to two business days early by setting up direct deposit and enrolling in Account Alerts

Works for more than paychecks
Direct deposit can be used for government benefits, tax refunds, pensions and more.

Know when your money hits your account
Set up an Account Alert to get notified when your direct deposit is available to use.
Chase Secure Banking customers told us they save an average of over $40 a month on fees after opening their account
Pay no fees on most everyday transactions. Here’s how:
No fees to send or receive money
With Zelle®, send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
No fees to pay bills
Pay your bills, like utilities, landscaping services and even friends, without a fee.
No fees for money orders or cashier's checks
Why pay fees when you don’t have to? Just stop by any Chase branch instead.
No fees to use Chase ATMs or branches
No fees to deposit checks or cash at Chase ATMs or branches.
No overdraft fees
We help you spend only what you have without worrying about overdraft fees.
Certified low-cost account
Chase Secure Banking has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019.