Welcome to Chase Secure Banking℠

Enjoy a simple, convenient checking account

Enjoy these conveniences and more

No overdraft fees

No overdraft fees. Spend only the money you have.

Chase Credit Journey®

With Chase Credit Journey®, get a free personalized score improvement plan, provided by Experian™.

Zero Liability protection

If you didn’t buy it, let us know right away. Zero Liability protection means we will reimburse you for charges you didn’t make.

Spending Planner

With Spending Planner, you can spot spending patterns and set budgets for different categories to help you stay on track.

You can skip the $4.95 Monthly Service Fee,,

  • When you have direct deposits totaling $250 or more made into this account during each monthly statement period, OR
  • While you’re 17–24 years old

Get that “just paid” feeling up to two business days early by setting up direct deposit and enrolling in Account Alerts

Works for more than paychecks

Direct deposit can be used for government benefits, tax refunds, pensions and more.

Know when your money hits your account

Set up an Account Alert to get notified when your direct deposit is available to use.

Chase Secure Banking customers told us they save an average of over $40 a month on fees after opening their account

Pay no fees on most everyday transactions. Here’s how:

No fees to send or receive money

With Zelle®, send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.

No fees to pay bills

Pay your bills, like utilities, landscaping services and even friends, without a fee.

No fees to deposit checks

Deposit checks with the Chase Mobile® app.

No fees for money orders or cashier's checks

Why pay fees when you don’t have to? Just stop by any Chase branch instead.

No fees to use Chase ATMs or branches

No fees to deposit checks or cash at Chase ATMs or branches.

No overdraft fees

We help you spend only what you have without worrying about overdraft fees.

Certified low-cost account

Chase Secure Banking has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019.

Chase Secure Banking, Bank On certified 2023-2024

IMPORTANT INFORMATION