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We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Chase Secure Checking

Understanding checking and savings account fees

Chase Secure Checking℠ Account Fees

Open for details, including ways to avoid certain fees.

Account Fees

$0 when you have the following each monthly statement period:

  • Electronic deposits made into this account totaling $250 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network

OR

$4.95 if this option is not met

  • Overdraft Fees — Not Available
  • Money Order — $0, No Chase fee
  • ATM Fees at Chase ATMs — $0

Helpful tip: You can use Zelle® on the Chase Mobile® app to people you know and trust who have a bank account in the U.S. instead of getting cash at a non-Chase ATM.

 

In the U.S., Puerto Rico and the U.S. Virgin Islands
  • $3 for any withdrawal at a non-Chase ATM
    Surcharge Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.
Outside the U.S., Puerto Rico and the U.S. Virgin Islands
  • $5 for any withdrawal at a non-Chase ATM
    Surcharge Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

Looking for more details about fees?

See the Deposit Account Agreement and Additional Banking Services and Fees (PDF).

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