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We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Chase Sapphire Checking

Understanding checking and savings account fees

Chase Sapphire℠ Checking Account Fees

Open for details, including ways to avoid certain fees.

Account Fees

 

$0 when you have an average beginning balance of $75,000 or more in any combination of this account and linked qualifying deposits/investments

OR

 

$25 if none of these options are met

Overdrafts happen when you make a purchase or payment, or write a check, and there isn't enough money in your checking account to cover it.

If paid: $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).

With Sapphire Banking, there are no fees on the first four overdrafts during the current and prior 12 statement periods.

Helpful tip: You can use Zelle® on the Chase Mobile® app to pay friends instead of getting cash at a non-Chase ATM.

 

No Chase fee for ATM use worldwide, including:

  • Non-Chase ATM transactions
  • Refund of ATM fees charged to you at non-Chase ATMs
  • Foreign Exchange Rate Adjustment

Wires, Money Orders and other Fees

As a Chase Sapphire℠ Checking customer you enjoy no Chase fees on the following:

  • Wire Transfer Fees
  • Money Order
  • Cashier's Check
  • Counter Check
  • Stop Payment
  • Debit card replacement
  • Deposited Item Returned or Cashed Check Returned
  • Debit Card Foreign Exchange Rate Adjustment

Looking for more details about fees?

See the Deposit Account Agreement and Additional Banking Services and Fees (PDF).

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