Please update your browser.Chase Sapphire® Checking
Understanding checking and savings account fees
Chase Sapphire® Checking account fees
This account is no longer available for new account openings. Explore our other checking accounts to find the right one for you.
Account fees
Overdrafts happen when you make a purchase or payment, or write a check, and there isn't enough money in your checking account to cover it.
If paid: $34 Overdraft Fee per transaction during our nightly processing beginning with the first transaction that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
With Sapphire Banking, there are no overdraft fees up to four days a year.
Chase Overdraft Assist℠ helps you with:
- Confidence: $0 overdraft fees if you're overdrawn by $50 or less at the end of the business day
- Time: $0 overdraft fees if you're overdrawn by more than $50 at the end of the business day and you bring your account balance to overdrawn by $50 or less at the end of the next business day
We also don't charge an overdraft fee for certain things, like if a transaction is declined or returned unpaid, or for transactions that are $5 or less.
Helpful tip: Use Zelle® in the Chase Mobile® app to send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
No Chase fee for ATM use worldwide, including:
- Non-Chase ATM transactions
- Refund of ATM Surcharge Fees charged to you at non-Chase ATMs
- Foreign Exchange Rate Adjustment
Wires,, Money Orders and other Fees
As a Chase Sapphire® Checking customer you enjoy no Chase fees on the following:
- Wire Transfer Fees
- Money Order
- Cashier's Check
- Counter Check
- Stop Payment
- Debit card replacement
- Debit Card Foreign Exchange Rate Adjustment
Looking for more details about fees?
See the Deposit Account Agreement and Additional Banking Services and Fees (PDF).