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Understanding checking and savings account fees
Chase College Checking℠ account fees
This account is no longer available for new account openings. Explore our other checking accounts to find the right one for you.
Account fees
Overdrafts happen when you make a purchase or payment, or write a check, and there isn't enough money in your checking account to cover it.
If paid: $34 Overdraft Fee per transaction during our nightly processing beginning with the first transaction that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
Chase Overdraft Assist℠ helps you with:
- Confidence: $0 overdraft fees if you're overdrawn by $50 or less at the end of the business day
- Time: $0 overdraft fees if you're overdrawn by more than $50 at the end of the business day and you bring your account balance to overdrawn by $50 or less at the end of the next business day
We also don't charge an overdraft fee for certain things, like if a transaction is declined or returned unpaid, or for transactions that are $5 or less.
Helpful tip: Use Zelle® in the Chase Mobile® app to send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
- $3 per withdrawal at a non-Chase ATM in the U.S. and the U.S. territories
Surcharge Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars. U.S. territories include American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands
- $5 per withdrawal at a non-Chase ATM outside the U.S. and the U.S. territories
Surcharge Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars. U.S. territories include American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands
Wires, and Money Orders
Helpful tip: You may be able to set up a bank-to-bank transfer to avoid these fees.
Looking for more details about fees?
See the Deposit Account Agreement and Additional Banking Services and Fees (PDF).