Alert Message Please update your browser.

We don't support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience. 

Update your browser

Please update your browser.

We don't support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience.

Update your browser

Close

We’ve signed you out of your account.

You’ve successfully signed out

We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Chase College Checking

Understanding checking and savings account fees

Chase College Checking℠ Account Fees

Open for details, including ways to avoid certain fees.

Account Fees

 

$0 with ONE of the following each monthly statement period:

  • Up to five years while in college
    OR
  • An electronic deposit made into this account, such as a payment from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network
    OR
  • Have an average ending day balance of $5,000 or more in this account

OR

 

$6 if none of these options are met

Overdrafts happen when you make a purchase or payment, or write a check, and there isn't enough money in your checking account to cover it.

If paid: $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).

Helpful tip: You can avoid fees by using a Chase ATM.

Helpful tip: You can use Zelle® on the Chase Mobile® app to pay friends instead of getting cash at a non-Chase ATM.

 

In the U.S., Puerto Rico and the U.S. Virgin Islands
  • $2.50 for any inquiry, transfer or withdrawal at a non-Chase ATM
    Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.
Outside the U.S., Puerto Rico and the U.S. Virgin Islands
  • $2.50 for any inquiry or transfer at a non-Chase ATM
    Fees from the ATM owner/network still apply.
  • $5.00 for any withdrawal at a non-Chase ATM
    Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.

Wires and Money Orders

Helpful tip: You may be able to set up a bank-to-bank transfer or use Zelle® to avoid these fees.

$15 per transfer or $0 if the transfer was originally sent with the help of a Chase banker or using chase.com or Chase Mobile® app

  • $35 per transfer if a banker helps you send the wire
  • $25 per transfer if you use chase.com or Chase Mobile® app to send the wire
  • $50 per transfer if a banker helps you send the wire in U.S. dollars or foreign currency
  • $40 per transfer if you use chase.com or Chase Mobile® app to send the wire in U.S. dollars
  • $5 per transfer if you use chase.com or Chase Mobile® app to send the wire in foreign currency
  • $0 per transfer if you use chase.com or Chase Mobile® app to send the wire in foreign currency AND the amount is equal to $5,000 USD or more

A money order is check issued by you, purchased at a branch, for an amount up to $1,000.

Looking for more details about fees?

See the Deposit Account Agreement and Additional Banking Services and Fees (PDF).

Back to top

Start of overlay

End of overlay
Start of overlay

You're now leaving Chase

Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

End of overlay